San Luis Obispo County property record for 365 Driftwood St, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,292 sqft · built 1950 |
| Lot Size | 0.136 acres (5,926 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Oct 2012) |
| Tax Bill | $5,360 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jun 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-135-009 |
| Primary APN | 066-135-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,292 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Lot Area | 5,926 sqft (0.136 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 365 DRIFTWOOD ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CY MB TN MORRO SCHNEIDER SB BL 16 LT 6 |
| Legal Subdivision | MORRO |
| Legal Block | 16 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10602 |
365 Driftwood St is owned and occupied by an individual who bought it in October 2012.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 365 DRIFTWOOD ST, MORRO BAY, CA 93442-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Mar 21, 2023 | Intrafamily Transfer, Transfer · Line of Credit THE GOLDEN 1 CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2012 · Amount on File |
| Deed Sale | Oct 5, 2012 · Amount on File |
| Prior Sale | Jul 25, 2011 · Amount on File |
| Deed Document Number | 201256717 |
| Prior Transfer Date | Oct 10, 1995 |
| Prior Transfer Doc | 0000051861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 365 DRIFTWOOD ST, MORRO BAY, CA 93442-2209 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 365 DRIFTWOOD ST, MORRO BAY, CA 93442-2209 |
| Document Number | 0000005075 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 2026005075 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 365 DRIFTWOOD ST, MORRO BAY, CA 93442-2209 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 365 DRIFTWOOD ST, MORRO BAY, CA 93442-2209 |
| Document Number | 0000016714 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2023016714 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 21, 2023 |
| Property Address | 365 DRIFTWOOD ST, MORRO BAY, CA 93442-2209 |
| Document Number | 0000007622 |
| Map Reference | MB 2 PG 19 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023007622 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 365 DRIFTWOOD ST, MORRO BAY, CA 93442-2209 |
| Document Number | 0000007623 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 2023007623 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 365 Driftwood St was $5,360 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $502,609 (+1.87%) Land $314,009 Building $188,600 | |
| 2025 | $5,360.00 Homeowner's exemption | $493,374 Land $307,852 Building $185,522 |
| 2023 | $5,117.00 (+7.32%) Homeowner's exemption | $469,345 Land $295,899 Building $173,446 |
| 2022 | $4,768.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 365 Driftwood St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 365 Driftwood St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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