342 Deep Cut Rd, Erin, TN 37061 Property Records

Houston County property record for 342 Deep Cut Rd, Erin, TN 37061

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 2021
Lot Size	8.35 acres (364,162 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Feb 2026)
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042061 01106`

Property Details

APN / Parcel Number

Primary APN	`042061 01106`
Alternative APN	`061 01106`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,904 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	364,162 sqft (8.35 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	342 DEEP CUT RD
City	ERIN
State	TN
Zip	37061-6870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:7 DIST:05 MAP REF:061
Legal Lot Number	7
Jurisdiction	HOUSTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1049
Census Tract	120100

Owner

342 Deep Cut Rd is owned and occupied by an individual who bought it in February 2026.

Source: Houston County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	342 DEEP CUT RD, ERIN, TN 37061-6870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRADITIONS FIRST BANK
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit TRADITIONS FIRST BANK
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit TRADITIONS FIRST BANK
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Deed Document Number	36973
Deed Book / Page	161 / 700
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	342 DEEP CUT RD, ERIN, TN 37061-6870
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000124/650
Date	Nov 19, 2021
Book Page	124/650
Instrument	29546

Lender

Name	TRADITIONS FIRST BANK
Type	Bank
Address	ERIN, TN 37061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	342 DEEP CUT RD, ERIN, TN 37061-6870
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 DEEP CUT RD, ERIN, TN 37061-6870
Investor	Possibly a Property Investor

Mortgage

Document Number	000132/846
Date	Oct 6, 2022
Book Page	132/846
Instrument	31218

Lender

Name	TRADITIONS FIRST BANK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	342 DEEP CUT RD, ERIN, TN 37061-6870
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 DEEP CUT RD, FAIRVIEW, TN 37062
Investor	Possibly a Property Investor

Mortgage

Document Number	000139/777
Date	Aug 18, 2023
Book Page	139/777
Instrument	32701

Lender

Name	TRADITIONS FIRST BANK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	Feb 20, 2026
Property Address	342 DEEP CUT RD, ERIN, TN 37061-6870
Document Number	000161/700
Book / Page	161 / 700
Instrument Date	Feb 20, 2026
Instrument	36973
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	REALTY T&E CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 DEEP CUT RD, ERIN, TN 37061-6870

Mortgage

Document Number	0000036974
Date	Feb 20, 2026
Instrument	36974

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 342 Deep Cut Rd was $2,032.

Source: Houston County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,032.00	$117,500 Land $6,750 Building $110,750
2023		$117,500 Land $6,750 Building $110,750
2020			$470,000 Land $27,000 Building $443,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 342 Deep Cut Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Deep Cut Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIN WATER DEPARTMENT serves 8,168 people · EPA ID TN0000230
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

May also be available: GigFire.

Cell Coverage

No cell data coverage reported

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