495 Co Rd 178, Clanton, AL 35046 Property Records

Chilton County property record for 495 Co Rd 178, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,707 sqft · built 1993
Lot Size	10.7 acres (468,706 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2021)
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0701010000001008`

Property Details

APN / Parcel Number

Primary APN	`0701010000001008`
Alternative APNs	`92929` `4405`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,707 sqft Adjusted Area
1st Floor Area	1,707 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	468,706 sqft (10.7 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	808 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	4405
Street Address	495 COUNTY ROAD 178
City	CLANTON
State	AL
Zip	35046-5837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1 T23 R14 PT OF SW-NE DESC ASBEG 2626.12 SOUTH 1835.05
Legal Range	14
Legal Township	23
Legal Section	01
Jurisdiction	CHILTON AL
Township / Civil Division	MINERAL SPRINGS
Census Block Group	4
Census Block	4015
Census Tract	60300

Owner

495 Co Rd 178 is owned and occupied by an individual who bought it in December 2021.

Source: Chilton County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	495 COUNTY ROAD 178, CLANTON, AL 35046-5837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Mar 10, 2014 · Amount on File
Deed Document Number	2021242676
Deed Book / Page	2021 / 242676
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Dec 16, 2021
Property Address	495 COUNTY ROAD 178, CLANTON, AL 35046-5837
Document Number	R2021/242676
Book / Page	R2021 / 242676
Instrument Date	Dec 10, 2021
Instrument	242676
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 COUNTY ROAD 178, CLANTON, AL 35046-5837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 COUNTY ROAD 178, CLANTON, AL 35046-5837

Mortgage

Document Number	0000242678
Date	Dec 16, 2021
Instrument	242678

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 495 Co Rd 178 was $1,040, up 7.3% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,040.00 (+7.33%)	$53,000 (-) Land $12,760 Building $40,240	$265,000 Land $63,800 Building $201,200
2024	$969.00 (+4.76%)	$53,000 (+4.45%) Land $12,760 Building $40,240
2023	$925.00 (-18.29%)	$50,740 (+155.75%) Land $12,760 Building $37,980	$265,000 (+33.57%) Land $63,800 Building $201,200
2022	$1,132.00	$19,840 Land $4,350 Building $15,490	$198,400 Land $43,500 Building $154,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 Co Rd 178 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Co Rd 178 is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 178

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