1089 Co Rd 178, Clanton, AL 35046 Property Records

Chilton County property record for 1089 Co Rd 178, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,401 sqft · built 1958
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Apr 2020)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0701010000009000`

Property Details

APN / Parcel Number

Primary APN	`0701010000009000`
Alternative APNs	`88211` `4424`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,401 sqft Adjusted Area
1st Floor Area	2,537 sqft
Upper Floors Area	864 sqft
Basement Area	2,537 sqft
Finished Basement	2,537 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	148,104 sqft (3.4 acres)
Porch	Slab
Porch Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	4424
Street Address	1089 COUNTY ROAD 178
City	CLANTON
State	AL
Zip	35046-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1 & S12 T23 R14 PT OF SW-SE OF SEC 1 & PT OF NW-NE SEC 12
Legal Range	14
Legal Township	23
Legal Section	01
Jurisdiction	CHILTON AL
Township / Civil Division	MINERAL SPRINGS
Census Block Group	4
Census Block	4015
Census Tract	60300

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1089 COUNTY ROAD 178, CLANTON, AL 35046-5827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 8, 2020	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Jul 9, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2020 · Amount on Record
Deed Sale	Apr 8, 2020 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	2020228591
Deed Book / Page	2020 / 228591
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	1089 COUNTY ROAD 178, CLANTON, AL 35046-5827
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 COUNTY ROAD 178, CLANTON, AL 35046-5827

Mortgage

Document Number	R2021/239410
Date	Aug 2, 2021
Book Page	R2021/239410
Instrument	239410

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Apr 8, 2020
Property Address	1089 COUNTY ROAD 178, CLANTON, AL 35046-5827
Document Number	R2020/228591
Book / Page	R2020 / 228591
Instrument Date	Apr 7, 2020
Instrument	228591
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228592
Date	Apr 8, 2020
Instrument	228592

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jul 9, 2018
Property Address	1089 COUNTY ROAD 178, CLANTON, AL 35046-5827
Document Number	R2018/215755
Book / Page	R2018 / 215755
Instrument Date	Jul 6, 2018
Instrument	215755
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1089 COUNTY ROAD 178, CLANTON, AL 35046-5827

Mortgage

Document Number	0000215756
Date	Jul 9, 2018
Instrument	215756

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,095.00 (+7.35%)	$55,660 (-) Land $9,480 Building $46,180	$278,300 (-) Land $47,400 Building $230,900
2024	$1,020.00 (-50.82%)	$55,660 (+4.9%) Land $9,480 Building $46,180
2023	$2,074.00 (+19.4%)	$53,060 (+138.9%) Land $9,480 Building $43,580	$278,300 (+25.3%) Land $47,400 Building $230,900
2022	$1,737.00	$22,210 Land $4,440 Building $17,770	$222,100 Land $44,400 Building $177,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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