495 2nd St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 495 2nd St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 2001
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2007 Mortgage + 3 more
APN	`1943-12-0-01079-011-0069`

Property Details

APN / Parcel Number

Primary APN	`1943-12-0-01079-011-0069`
Alternative APN	`010249672`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	203 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	495 2ND ST
City	GERING
State	NE
Zip	69341-3864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00
Legal Description	LT 9, BLK 11, PATHFINDER SUB REPLAT
Legal Range	55W
Legal Township	21N
Legal Section	12
Legal Subdivision	PATHFINDER SUB
Legal Block	11
Legal Lot Number	9
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	4
Census Block	4033
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	495 2ND ST, GERING, NE 69341-3864
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 1, 2007	Deed of Trust, Mortgage FIRST NATIONAL BANK NORTH PLATTE
Mar 13, 2009	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK & TRUST CO
Feb 2, 2006	Deed of Trust, Mortgage FIRST NATIONAL BANK NORTH PLATTE
May 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 8, 2026
Transfer Doc	0000001848
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	495 2ND ST, GERING, NE 69341-3864
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 2ND ST, GERING, NE 69341-3864

Mortgage

Document Number	0020221724
Date	Mar 31, 2022
Instrument	2022-1724

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	495 2ND ST, GERING, NE 69341-3864
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020073239
Date	Jun 1, 2007
Instrument	2007-3239

Lender

Name	FIRST NATIONAL BANK NORTH PLATTE
Address	SCOTTSBLUFF, NE 69363

Agreement

Amount	Amount Recorded
Term	59 Months
Due	May 21, 2012

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	495 2ND ST, GERING, NE 69341-3864
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020091173
Date	Mar 13, 2009
Instrument	2009-1173

Lender

Name	VALLEY BANK & TRUST CO
Type	Non-Lending Institution
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2024

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	495 2ND ST, GERING, NE 69341-3864
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020060657
Date	Feb 2, 2006
Instrument	2006-0657

Lender

Name	FIRST NATIONAL BANK NORTH PLATTE
Address	SCOTTSBLUFF, NE 69363

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jan 15, 2011

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	May 8, 2026
Property Address	495 2ND ST, GERING, NE 69341-3864
Document Number	0000001848
Instrument Date	May 8, 2026
Instrument	20261848
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	495 2ND ST, GERING, NE 69341-3864

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,730 (+26.57%) Land $17,500 Building $218,230	$235,730 (+26.57%) Land $17,500 Building $218,230
2025	$3,133.00 (+11.93%)	$186,245 (+42.59%) Land $17,500 Building $168,745	$186,245 (+42.59%) Land $17,500 Building $168,745
2023	$2,799.00	$130,619 Land $5,950 Building $124,669	$130,619 Land $5,950 Building $124,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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