490 2nd St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 490 2nd St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,138 sqft · built 2003
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2022)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2022 Transfer
APN	`1943-12-0-01079-008-0052`

Property Details

APN / Parcel Number

Primary APN	`1943-12-0-01079-008-0052`
Alternative APN	`010249478`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	1,138 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	490 2ND ST
City	GERING
State	NE
Zip	69341-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00
Legal Description	LT 18, BLK 8, PATHFINDER SUB REPLAT
Legal Range	55W
Legal Township	21N
Legal Section	12
Legal Subdivision	PATHFINDER SUB
Legal Block	8
Legal Lot Number	18
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	4
Census Block	4037
Census Tract	953800

Owner

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	210108 WILDCAT DR, GERING, NE 69341-6724
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage PLATTE VALLEY BANK
Sep 6, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Sep 26, 2012 · Amount on Record
Deed Document Number	20225445
Prior Transfer Date	Sep 2, 2022
Prior Transfer Doc	0020224615
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Oct 31, 2022
Property Address	490 2ND ST, GERING, NE 69341-3863
Document Number	0020225445
Instrument Date	Oct 31, 2022
Instrument	2022-5445
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020225446
Date	Oct 31, 2022
Instrument	2022-5446

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	8.13%
Index	5-Year TN
Margin	3
Max Rate	12.1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Sep 6, 2022
Property Address	490 2ND ST, GERING, NE 69341-3863
Document Number	0020224615
Instrument Date	Sep 2, 2022
Instrument	2022-4615
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00	$176,540 (+43.01%) Land $17,500 Building $159,040	$176,540 (+43.01%) Land $17,500 Building $159,040
2023		$123,446 Land $5,950 Building $117,496	$123,446 Land $5,950 Building $117,496
2022	$2,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Inventive Wireless of Nebraska Fixed Wireless	500 / 80
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: NE Colorado Cellular, Verizon.

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