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4949 Jones Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4949 Jones Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,404 sqft · built 1988
Lot Size0.273 acres (11,935 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Feb 2025)
Tax Bill$3,011 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN2025314270000H0140

Property Details

APN / Parcel Number

Primary APN2025314270000H0140
Alternative APN
  • 91729

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Heated Area
Gross Area1,524 sqft
1st Floor Area1,404 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2010
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,935 sqft (0.273 acres)

Exterior Amenities

PorchFinished/Screened Porch
Porch Area120 sqft
Deck Area168 sqft
FenceFence
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number91729
Street Address4949 JONES RD
CitySAINT CLOUD
StateFL
Zip34771-9583
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionOLD MAP OF NARCOOSSEE PB 1 PG 17 FROM SE COR BLK H, N 89 DEG W 257.75 FT TO POB, N 89 DEG W 74.75 FT, N 160.22 FT, S 89 DEG E
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE OLD TOWN
Legal Tract4270
Legal BlockH
Legal Lot Number14
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1043
Census Tract43600

Owner

Source: Osceola County records · APN 2025314270000H0140

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4949 JONES RD, SAINT CLOUD, FL 34771-9583
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2025 · Amount on Record
Deed SaleFeb 20, 2025 · Amount on Record
Prior SaleApr 02, 2024 · Amount on Record
Deed Document Number2025021642
Deed Book / Page6742 / 2221
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4949 JONES RD, SAINT CLOUD, FL 34771-9583
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7013 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0065742603
DateApr 02, 2024
Book Page6574/2603
Instrument2024041284
Lender
NameT J GRAHAM MORTGAGE LLC
Address13741 BERMUDA CAY CT, JACKSONVILLE, FL 32225
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMar 20, 2034

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,011.00 (+253.82%)$165,900 (+300.47%) Land $65,000 Building $100,900$165,900 (+48.79%) Land $65,000 Building $100,900
2023$851.00 (+7.99%) Homeowner's exemption$41,426 (+3%)$111,500 (+25%) Land $45,000 Building $66,500
2022$788.00 Homeowner's exemption$40,220$89,200 Land $45,000 Building $44,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 375 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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