Osceola County property record for 4875 Jones Rd, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,597 sqft Living Area |
| Lot Size | 220,065 sqft (5.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,030,000 (2026) |
| Tax Bill | $3,775.00 (2024) |
| Primary APN | 19-25-31-4260-0001-0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,597 sqft Living Area |
| Gross Area | 3,053 sqft Gross Area |
| 1st Floor | 1,441 sqft 1st Floor |
| Upper Floors | 1,156 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 220,065 sqft (5.05 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 382 sqft Patio |
| Porch Area | 36 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4875 JONES RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8224 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NARCOOSSEE PB 1 PGS 17-19 A PORTION OF LOTS 20 & 39 COM AT E R/W OAK SHORE DR & N R/W JONES RD, E 398.96 FT TO POB; CONT E 358.58 FT TO W/L OF E 360 FT OF LOT 20 LYING IN SEC 19 & 20, N 607.43 FT, W 358.58 FT, S 607.43 FT TO POB |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 19 |
| Legal Subdivision | NARCOOSSEE NEW MAP OF |
| Legal Tract | 4260 |
| Legal Block | 200 |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
Source: Osceola County records · APN 19-25-31-4260-0001-0200
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4875 JONES RD, SAINT CLOUD, FL 34771-8224 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CUSTOMERS BANK |
| Mar 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2026 · Amount on Record |
| Deed Sale | Mar 05, 2026 · Amount on Record |
| Prior Sale | Apr 06, 2005 · Amount on Record |
| Deed Doc Number | 202629079 |
| Deed Book / Page | 6932 / 611 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 07, 2026 |
| Property Address | 4875 JONES RD, SAINT CLOUD, FL 34771-8224 |
| Document Number | 0000046503 |
| Book / Page | 6951 / 2248 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202646503 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4875 JONES RD, SAINT CLOUD, FL 34771-8224 |
| Document Number | 0000046503, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 6951/2248 |
| Instrument | 202646503 |
| Name | CUSTOMERS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 283 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 05, 2026 |
| Property Address | 4875 JONES RD, SAINT CLOUD, FL 34771-8224 |
| Document Number | 0069320611 |
| Book / Page | 6932 / 611 |
| Instrument Date | Mar 02, 2026 |
| Instrument | 2026029079 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,210.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4875 JONES RD, SAINT CLOUD, FL 34771-8224 |
| Name | Verified Name |
|---|---|
| Address | 4875 JONES RD, SAINT CLOUD, FL 34771-8224 |
| Document Number | 0006932613 |
|---|---|
| Date | Mar 05, 2026 |
| Instrument | 6932/613 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4875 JONES RD, SAINT CLOUD, FL 34771-8224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0056561348 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 5656/1348 |
| Instrument | 2020005341 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2035 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,219.00 (+11.76%) Homeowner's exemption | $293,959 (+12.94%) | $551,100 (+8.42%) Land $186,300 Building $364,800 |
| 2024 | $3,775.00 (+2.17%) | ||
| 2023 | $3,695.00 (+4.17%) Homeowner's exemption | $260,277 (+3%) | $508,300 (+11.01%) Land $167,700 Building $340,600 |
| 2022 | $3,547.00 Homeowner's exemption | $252,697 | $457,900 Land $167,700 Building $290,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 388 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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