Okaloosa County property record for 4949 Griffith Mill Rd, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,504 sqft · built 1981 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,226 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-6783-2 |
| Primary APN | C56-000-596-6783-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 1,504 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 196,020 sqft (4.5 acres) |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 432 sqft |
| Patio Area | 384 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4949 GRIFFITH MILL RD |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-8959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 654 FT N OF SW COR OF NW1/4 N327 FT E600 FT S327 FT W600 FT TO BEG |
| Legal Range | 25W |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Block | 2 |
| Legal Lot Number | 240 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4949 GRIFFITH MILL RD, HOLT, FL 32564-8959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 25, 2021 | Intrafamily Transfer, Transfer · VA Mortgage NEWREZ LLC |
| Feb 26, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED FIDELITY FUNDING CORP |
| Sep 25, 2018 | Warranty Deed, Transfer · Conventional with PMI JACK D SMITH |
| Dec 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Aug 2, 2017 | Grant Deed, Transfer REO TITLE COMPANY/FL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 |
| Deed Sale | Feb 25, 2021 |
| Prior Sale | Sep 25, 2018 · Amount on Record |
| Deed Document Number | 20213433021 |
| Deed Book / Page | 3528 / 549 |
| Prior Transfer Date | Feb 16, 2021 |
| Prior Transfer Doc | 0035280549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4949 GRIFFITH MILL RD, HOLT, FL 32564-8959 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4949 GRIFFITH MILL RD, HOLT, FL 32564-8959 |
| Document Number | 0036414388 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 3641/4388 |
| Instrument | 3577292 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 25, 2021 |
| Property Address | 4949 GRIFFITH MILL RD, HOLT, FL 32564-8959 |
| Document Number | 0035280549 |
| Book / Page | 3528 / 549 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 3433021 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4949 GRIFFITH MILL RD, HOLT, FL 32564-8959 |
| Document Number | 0003528554 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 3528/554 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4949 GRIFFITH MILL RD, HOLT, FL 32564-8959 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034461328 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 3446/1328 |
| Instrument | 3340198 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVERSIDE, MO 64150 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 25, 2018 |
| Property Address | 4949 GRIFFITH MILL RD, HOLT, FL 32564-8959 |
| Document Number | 0033684210 |
| Book / Page | 003368 / 004210 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 3234286 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4949 GRIFFITH MILL RD HOLT FL 325648959, HOLT, FL 32564-8959 |
| Document Number | 33684212 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 003368/004212 |
| Instrument | 3234287 |
| Name | JACK D SMITH |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 24, 2020 |
| Rate | 6% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 4949 GRIFFITH MILL RD, HOLT, FL 32564-8959 |
| Document Number | 0033310742 |
| Book / Page | 003331 / 000742 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 3179517 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 248 MATTIES WAY DESTIN FL 325413421, DESTIN, FL 32541-3421 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 2, 2017 |
| Property Address | 4949 GRIFFITH MILL RD, HOLT, FL 32564-8959 |
| Document Number | 0033111955 |
| Book / Page | 003311 / 001955 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 3151293 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | REO TITLE COMPANY/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $419.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 248 METTLES WAY DESTIN FL 32541, DESTIN, FL 32541 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,226.00 (+7.36%) Homeowner's exemption | $149,312 (+5.99%) | $211,394 (+3.89%) Land $40,142 Building $171,252 |
| 2023 | $1,142.00 (+3.16%) Homeowner's exemption | $140,878 (+3%) | $203,476 (+8.37%) Land $34,105 Building $169,371 |
| 2022 | $1,107.00 Homeowner's exemption | $136,775 | $187,752 Land $31,873 Building $155,879 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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