Okaloosa County property record for 4878 Griffith Mill Rd, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,450 sqft · built 2019 |
| Lot Size | 8.27 acres (360,241 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $53,000 (Aug 2014) |
| Tax Bill | $3,655 (2025) |
| Deeds & Mortgages | Jun 2019 Construction Loan Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-6349-8 |
| Primary APN | C56-000-598-6349-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,450 sqft Living Area |
| Gross Area | 4,992 sqft |
| 1st Floor Area | 494 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 360,241 sqft (8.27 acres) |
| Garage Type | Attached |
| Garage Area | 798 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 552 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4878 GRIFFITH MILL RD |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL E:BEG SE COR OF NE1/4 SE1/4 N 50 FT W 348.8 FT N 424 .99 FT W 314.8 FT S 473.32 FT E 663.19 FT TO POB AND PARCEL F: COM SE COR OF NE1/4 OF SE1/4 N 676.77 FT TO POB N 50 FT W 348.8 FT N 264.96 FT W 314.38 FT S 516.68 FT E 447.11 FT N 200 FT E 2 |
| Legal Range | 25W |
| Legal Township | 03N |
| Legal Section | 26 |
| Legal Block | 7 |
| Legal Lot Number | 30 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20101 |
Source: Okaloosa County records · APN C56-000-598-6349-8
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4878 GRIFFITH MILL RD, HOLT, FL 32564-9336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2019 | Deed of Trust, Mortgage · Construction Mortgage FIRST FLORIDA BANK |
| Jun 08, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2014 · Amount on Record |
| Deed Sale | Aug 22, 2014 · Amount on Record |
| Prior Sale | Jan 11, 2005 · Amount on Record |
| Deed Document Number | 20142946742 |
| Deed Book / Page | 3161 / 1670 |
| Last Transfer Date | Mar 12, 2020 |
| Transfer Doc | 0034494676 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4878 GRIFFITH MILL RD, HOLT, FL 32564-9336 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034020335 |
|---|---|
| Date | Jun 05, 2019 |
| Book Page | 3402/0335 |
| Instrument | 3281937 |
| Name | FIRST FLORIDA BANK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32540 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4878 GRIFFITH MILL RD, HOLT, FL 32564-9336 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034671748 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 3467/1748 |
| Instrument | 3363928 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 16, 2020 |
| Property Address | 4878 GRIFFITH MILL RD, HOLT, FL 32564-9336 |
| Document Number | 0034494676 |
| Book / Page | 003449 / 004676 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 3344808 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4199 MAINSAIL DR NICEVILLE FL 325784540, NICEVILLE, FL 32578-4540 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,655.00 (+22.57%) Homeowner's exemption Veteran's exemption | $409,517 (+19.16%) | $634,487 (+14.14%) Land $57,881 Building $576,606 |
| 2023 | $2,982.00 (+5.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $343,662 (+5.91%) | $555,882 (+9.98%) Land $49,177 Building $506,705 |
| 2022 | $2,824.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $324,492 | $505,443 Land $45,959 Building $459,484 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Lumen Technologies, Mediacom Communications, T-Mobile USA.
Based on FCC filings for 22 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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