Polk County property record for 4949 E 38th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,140 sqft · built 1884 |
| Lot Size | 0.889 acres (38,768 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $124,000 (Dec 2004) |
| Tax Bill | $3,178 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-16-301-003 |
| Primary APN | 7923-16-301-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 38,768 sqft (0.889 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 304 sqft |
| Canopy | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Old Parcel Number | 19001872004000 |
|---|---|
| Street Address | 4949 E 38TH ST |
| City | DES MOINES |
| State | IA |
| Zip | 50317-8924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SYLVAN HEIGHTS PLAT 2 |
| Legal Range | 23W |
| Legal Township | 79N |
| Legal Section | 16 |
| Legal Subdivision | SYLVAN HEIGHTS PLAT 2 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10602 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 4949 E 38TH ST, DES MOINES, IA 50317-8924 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit IOWA STATE BANK |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOWA BANKERS MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2004 · Amount on Record |
| Deed Sale | Dec 17, 2004 · Amount on Record |
| Deed Document Number | 2005-00057264 |
| Deed Book / Page | 10869 / 0030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 18, 2026 |
| Property Address | 4949 E 38TH ST, DES MOINES, IA 50317-8924 |
| Document Number | 0000050880 |
| Book / Page | 20628 / 182 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202650880 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4949 E 38TH ST, DES MOINES, IA 50317-8924 |
| Document Number | 0000050880, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 20628/182 |
| Instrument | 202650880 |
| Name | IOWA STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4949 E 38TH ST, DES MOINES, IA 50317-8924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000096246 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 17829/784 |
| Instrument | 2019-00096246 |
| Name | LOWA BANKERS MORTGAGE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | JOHNSTON, IA 50131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Southeast Polk Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $205,800 (+9.64%) Land $38,200 Building $167,600 | $205,800 (+9.64%) Land $38,200 Building $167,600 | |
| 2024 | $3,178.00 (-5.19%) | ||
| 2023 | $187,700 Land $34,300 Building $153,400 | $187,700 Land $34,300 Building $153,400 | |
| 2020 | $3,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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