4905 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 4905 E 38th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1962
Lot Size0.585 acres (25,500 sqft)
OwnerIndividual Name on Record
Last Sale$153,500 (Sep 2017)
Tax Bill$3,756 (2024)
Deeds & MortgagesOct 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7923-16-301-007

Property Details

APN / Parcel Number

Primary APN7923-16-301-007
Alternative APNs
  • 060/09474-016-000
  • 19001872006000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area1,638 sqft
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement546 sqft

Exterior

Year BuiltBuilt 1962
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area25,500 sqft (0.585 acres)
Lot Dimensions255 ft deep x 100 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area144 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Old Parcel Number19001872006000
Street Address4905 E 38TH ST
CityDES MOINES
StateIA
Zip50317-8924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 SYLVAN HEIGHTS PLAT 2
Legal Range23W
Legal Township79N
Legal Section16
Legal SubdivisionSYLVAN HEIGHTS PLAT 2
Legal Lot Number6
JurisdictionPOLK IA
Township / Civil DivisionDELAWARE
Census Block Group2
Census Block2039
Census Tract10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4905 E 38TH ST, DES MOINES, IA 50317-8924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY CHOICE CU
Sep 22, 2017Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2017 · Amount on Record
Deed SaleSep 22, 2017 · Amount on Record
Prior SaleFeb 25, 2014 · Amount on Record
Deed Document Number2017-00025407
Deed Book / Page16656 / 730
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address4905 E 38TH ST, DES MOINES, IA 50317-8924
Transaction TypeMortgage
Record UpdatedOct 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100111566
DateOct 21, 2021
Book Page18819/804
Instrument2021-00111566
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressCLIVE, IA 50325
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionPOLK IA
Recording DateSep 22, 2017
Property Address4905 E 38TH ST, DES MOINES, IA 50317-8924
Document Number201700025407
Book / Page16656 / 730
Instrument DateSep 19, 2017
Instrument2017-00025407
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$244.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4905 E 38TH ST, DES MOINES, IA 50317-8924

Mortgage

Document Number0000025409
DateSep 22, 2017
Book Page16656/738
Instrument2017-00025409
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictSoutheast Polk Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$211,900 (+9.34%) Land $33,800 Building $178,100$211,900 (+9.34%) Land $33,800 Building $178,100
2024$3,756.00 (+6.89%)
2023$193,800 Land $30,300 Building $163,500$193,800 Land $30,300 Building $163,500
2020$3,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E 38th St

Nearby Streets

Search Property Records by Address or Parcel Number