49489 Golden Gate Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49489 Golden Gate Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,870 sqft · built 2009
Lot Size	0.333 acres (14,505 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Oct 2009)
Tax Bill	$6,134 (2025)
Deeds & Mortgages	Aug 2017 Second Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-22-426-037`

Property Details

APN / Parcel Number

Primary APN	`20-08-22-426-037`
Alternative APN	`0822426037`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,870 sqft Living Area
1st Floor Area	2,114 sqft
Basement Area	2,114 sqft
Unfinished Basement	2,114 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Architectural Style	Split Level
Lot Area	14,505 sqft (0.333 acres)
Lot Dimensions	179 ft deep x 81 ft wide
Garage Area	786 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49489 GOLDEN GATE DR
City	MACOMB
State	MI
Zip	48044-5498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MARGHERITA ESTATES SUB LOT 14 LIBER 161 PGS 27 - 30
Legal Subdivision	MARGHERITA ESTATES SUB
Legal Lot Number	14
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1021
Census Tract	224002

Owner

49489 Golden Gate Dr is owned and occupied by two individuals who acquired it in March 2010.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49489 GOLDEN GATE DR, MACOMB, MI 48044-5498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2009 · Amount on File
Deed Sale	Oct 7, 2009 · Amount on File
Prior Sale	Oct 7, 2009 · Amount on File
Deed Document Number	20099108608
Deed Book / Page	19976 / 283
Last Transfer Date	Mar 8, 2010
Transfer Doc	0000026246
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49489 GOLDEN GATE DR, MACOMB, MI 48044-5498
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098778
Date	Aug 10, 2017
Book Page	24880/839
Instrument	7098778

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2027

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49489 GOLDEN GATE DR, MACOMB, MI 48044-5498
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49489 GOLDEN GATE DR, MACOMB, MI 48044-5498

Mortgage

Document Number	0000114212
Date	Jan 27, 2021
Book Page	27370/645
Instrument	2114212

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 49489 Golden Gate Dr was $6,134 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,700	$595,400
2025	$6,134.00
2023		$237,500	$475,000
2022	$5,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49489 Golden Gate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49489 Golden Gate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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