49478 Golden Gate Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49478 Golden Gate Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,832 sqft · built 2011
Lot Size	0.263 acres (11,456 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Aug 2012)
Tax Bill	$5,603 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-22-430-025`

Property Details

APN / Parcel Number

Primary APN	`20-08-22-430-025`
Alternative APN	`0822430025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,832 sqft Living Area
1st Floor Area	2,094 sqft
Basement Area	2,094 sqft
Unfinished Basement	2,094 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Lot Area	11,456 sqft (0.263 acres)
Lot Dimensions	122 ft deep x 94 ft wide
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49478 GOLDEN GATE DR
City	MACOMB
State	MI
Zip	48044-5498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MARGHERITA ESTATES SUB LOT 8 LIBER 161 PGS 27 - 30
Legal Subdivision	MARGHERITA ESTATES SUB
Legal Lot Number	8
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1023
Census Tract	224002

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49478 GOLDEN GATE DR, MACOMB, MI 48044-5498
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2012 · Amount on Record
Deed Sale	Aug 30, 2012 · Amount on Record
Prior Sale	Aug 28, 2012 · Amount on Record
Deed Document Number	20122118190
Deed Book / Page	21520 / 452
Last Transfer Date	Jun 12, 2014
Transfer Doc	0004077663
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49478 GOLDEN GATE DR, MACOMB, MI 48044-5498
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49478 GOLDEN GATE DR, MACOMB, MI 48044-5498

Mortgage

Document Number	0000001533
Date	Jan 4, 2019
Book Page	25754/705
Instrument	9001533

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Nov 7, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49478 GOLDEN GATE DR, MACOMB, MI 48044-5498
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49478 GOLDEN GATE DR, MACOMB, MI 48044-5498

Mortgage

Document Number	2200032313
Date	Mar 11, 2022
Book Page	28481/980
Instrument	202200032313

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 25, 2018
Property Address	49478 GOLDEN GATE DR, MACOMB, MI 48044-5498
Document Number	0000118432
Book / Page	025648 / 000551
Instrument Date	Oct 22, 2018
Instrument	118432
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	49478 GOLDEN GATE DR MACOMB MI 480445498, MACOMB, MI 48044-5498

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,500 (+5.17%)	$525,000 (+5.17%)
2025	$5,603.00 (+13.19%) Homeowner's exemption	$249,600 (+14.5%)	$499,200 (+14.5%)
2023		$218,000	$436,000
2022	$4,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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