4948 Vista Arroyo, La Mesa, CA 91941 Property Records

San Diego County property record for 4948 Vista Arroyo, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,919 sqft · built 1952
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Trust Names on File
Last Sale	$975,000 (Jul 2018)
Tax Bill	$13,440 (2025)
Deeds & Mortgages	Mar 2024 Transfer Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`496-330-06-00`

Property Details

APN / Parcel Number

Primary APN	`496-330-06-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	3,919 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	25,265 sqft (0.58 acres)
View / Lot	Good

Location & Zoning

Street Address	4948 VISTA ARROYO
City	LA MESA
State	CA
Zip	91941-4491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 22-16-1W ELY PAR AS PER ROS 3083 IN SW 1/4 OF NW 1/4 IN
Legal Range	01W
Legal Township	16
Legal Section	22
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	15200

Owner

4948 Vista Arroyo is owner-occupied and held in a trust since January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4948 VISTA ARROYO, LA MESA, CA 91941-4491
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Intrafamily Transfer, Transfer
Oct 9, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 27, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Jul 16, 2013 · Amount on File
Deed Document Number	2018308080
Last Transfer Date	Jan 22, 2024
Transfer Doc	0000074918
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2024
Property Address	4948 VISTA ARROYO, LA MESA, CA 91941-4491
Document Number	0000074918
Instrument Date	Mar 12, 2024
Instrument	2024-0074918
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4948 VISTA ARROYO, LA MESA, CA 91941-4491

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4948 VISTA ARROYO, LA MESA, CA 91941-4491
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4948 VISTA ARROYO, LA MESA, CA 91941-4491

Mortgage

Document Number	0000464766
Date	Oct 9, 2017
Instrument	2017-0464766

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4948 VISTA ARROYO, LA MESA, CA 91941-4491
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4948 VISTA ARROYO, LA MESA, CA 91941-4491

Mortgage

Document Number	0000381320
Date	May 19, 2021
Instrument	2021-0381320

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2018
Property Address	4948 VISTA ARROYO, LA MESA, CA 91941-4491
Document Number	0000308080
Instrument Date	Jun 29, 2018
Instrument	2018-0308080
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4948 VISTA ARROYO, LA MESA, CA 91941-4491
Investor	Possibly a Property Investor

Mortgage

Document Number	0000308081
Date	Jul 27, 2018
Instrument	2018-0308081

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4948 Vista Arroyo was $13,440.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,109,377 (+2%) Land $352,117 Building $757,260
2025	$13,440.00	$1,087,625 Land $345,213 Building $742,412
2023	$13,069.00 (+1.75%)	$1,045,393 Land $331,809 Building $713,584
2022	$12,844.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4948 Vista Arroyo in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4948 Vista Arroyo is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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