4930 Vista Arroyo, La Mesa, CA 91941 Property Records

San Diego County property record for 4930 Vista Arroyo, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,627 sqft · built 1954
Lot Size	0.294 acres (12,800 sqft)
Owner	Company Name on File
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Aug 2021 Transfer Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`496-330-08-00`

Property Details

APN / Parcel Number

Primary APN	`496-330-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,627 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	12,800 sqft (0.294 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4930 VISTA ARROYO
City	LA MESA
State	CA
Zip	91941-4488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 22-16-1W NWQ POR LOT 81 MAP 1516&IN SWQ OF TR 001516
Legal Range	01W
Legal Township	16
Legal Section	22
Legal Subdivision	MOUNT HELIX
Legal Tract	001516
Legal Block	1
Legal Lot Number	81
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	15200

Owner

4930 Vista Arroyo is owned by a company that acquired it in August 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	4930 VISTA ARROYO, LA MESA, CA 91941-4488
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Intrafamily Transfer, Transfer
Oct 26, 2018	Deed of Trust, Mortgage · ARM MISSION FCU
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 19, 2021
Transfer Doc	0000610338
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 27, 2021
Property Address	4930 VISTA ARROYO, LA MESA, CA 91941-4488
Document Number	0000610338
Map Reference	MAP NO 1516
Instrument Date	Aug 19, 2021
Instrument	2021-0610338
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4930 VISTA ARROYO, LA MESA, CA 91941-4488
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 VISTA ARROYO, LA MESA, CA 91941-4488

Mortgage

Document Number	0000449671
Date	Oct 26, 2018
Instrument	2018-0449671

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2023
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4930 VISTA ARROYO, LA MESA, CA 91941-4488
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 VISTA ARROYO, LA MESA, CA 91941-4488

Mortgage

Document Number	0000691580
Date	Nov 5, 2020
Instrument	2020-0691580

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2025
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4930 Vista Arroyo was $1,615 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$144,660 (+2%) Land $57,467 Building $87,193
2025	$1,615.00 Homeowner's exemption	$141,825 Land $56,341 Building $85,484
2023	$1,577.00 (+1.68%) Homeowner's exemption	$136,319 Land $54,154 Building $82,165
2022	$1,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4930 Vista Arroyo in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4930 Vista Arroyo is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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