4946 E Clark Lake Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 4946 E Clark Lake Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	1 bd · 792 sqft · built 1981
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Sep 2020)
Tax Bill	$682 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
APN	`29-5610-32490`

Property Details

APN / Parcel Number

Primary APN	`29-5610-32490`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	792 sqft Gross Area
1st Floor Area	792 sqft
Utility Area	16 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Wood
Lot Area	1,742,400 sqft (40 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	88 sqft
Deck Area	32 sqft
Lean-To	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Wood

Location & Zoning

Street Address	4946 E CLARK LAKE RD
City	TWO HARBORS
State	MN
Zip	55616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE14 OF SW14
Legal Range	10W
Legal Township	56N
Legal Section	32
Jurisdiction	LAKE MN
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2091
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6257 PEONY LN N, MAPLE GROVE, MN 55311-2995
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Deed Document Number	2020194990
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Sep 17, 2020
Property Address	4946 E CLARK LAKE RD, TWO HARBORS, MN 55616
Document Number	A000194990
Instrument Date	Sep 8, 2020
Instrument	A000194990
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6287 PEONY LN N, MAPLE GROVE, MN 55311-2995

Mortgage

Document Number	A000194991
Date	Sep 17, 2020
Instrument	A000194991

Lender

Name	COMPEETRFINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Silver Creek Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$682.00	$130,700 (+36.15%) Land $32,200 Building $98,500	$130,700 (+36.15%) Land $32,200 Building $98,500
2023		$96,000 Land $31,300 Building $64,700	$96,000 Land $31,300 Building $64,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Clark Lake Rd

Nearby Streets

All Two Harbors, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures