Lake County property record for 4899 E Clark Lake Rd, Two Harbors, MN 55616
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 2 ba · 864 sqft · built 2008 |
| Lot Size | 33.6 acres (1,467,101 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,700 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| APN | 29-5510-05310 |
| Primary APN | 29-5510-05310 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 864 sqft Gross Area |
| 1st Floor Area | 864 sqft |
| Utility Area | 146 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 1,467,101 sqft (33.6 acres) |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 100 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Wood |
| Street Address | 4899 E CLARK LAKE RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | NW14 OF NW14 OR LOT 4 |
| Legal Range | 10W |
| Legal Township | 55N |
| Legal Section | 05 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2091 |
| Census Tract | 370101 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2649 HIGHWAY 2, TWO HARBORS, MN 55616-3030 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 4899 E CLARK LAKE RD, TWO HARBORS, MN 55616 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , A000188739 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | A000188739 |
| Name | TWO HARBORS FCU |
|---|---|
| Type | Credit Union |
| Address | TWO HARBORS, MN 55616 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Nov 1, 2029 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Silver Creek Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,700.00 (-3.95%) | $451,000 (+62.64%) Land $131,400 Building $319,600 | $451,000 (+62.64%) Land $131,400 Building $319,600 |
| 2025 | $1,770.00 | ||
| 2023 | $277,300 Land $120,400 Building $156,900 | $277,300 Land $120,400 Building $156,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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