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4945 Blanche Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4945 Blanche Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage3,166 sqft Heated Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$436,800 (2019)
Tax Bill$7,872.00 (2025)

Property Details

APN / Parcel Number

Primary APN202631344300010440

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,166 sqft Heated Area
Gross Area4,046 sqft Gross Area
1st Floor1,362 sqft 1st Floor
Upper Floors1,804 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished Garage
Garage Area642 sqft Garage
FenceFence
PorchOpen Porch
Porch Area138 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4945 BLANCHE CT
CitySAINT CLOUD
StateFL
Zip34772-8965
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 44
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase1
Legal Tract3443
Legal Lot Number44
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631344300010440

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4945 BLANCHE CT, SAINT CLOUD, FL 34772-8965
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 16, 2019Special Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
May 10, 2019Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK
Jan 23, 2019Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2019 · Amount on Record
Deed SaleAug 16, 2019 · Amount on Record
Deed Doc Number2019106447
Deed Book / Page5575 / 0106
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4945 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4945 BLANCHE CT, SAINT CLOUD, FL 34772-8965

Mortgage

Document Number0060432242
DateSep 15, 2021
Book Page6043/2242
Instrument2021143083
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

August 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 16, 2019
Property Address4945 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Document Number0055750106
Book / Page5575 / 0106
Map ReferenceMB 27 PG 18-23
Instrument DateAug 09, 2019
Instrument2019106447
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,057.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
Address4945 BLANCHE CT, SAINT CLOUD, FL 34772-8965

Mortgage

Document Number0005575108
DateAug 16, 2019
Instrument5575/108
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 10, 2019
Property Address4945 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Document Number0055221306
Book / Page005522 / 001306
Instrument DateMay 10, 2019
Instrument60573
Transaction TypeMortgage
Record UpdatedMay 31, 2019
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number55221306
DateMay 10, 2019
Book Page005522/001306
Instrument60573
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 23, 2019
Property Address4945 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Document Number0054662840
Book / Page005466 / 002840
Instrument DateJan 23, 2019
Instrument9530
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$4,892.30
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,872.00 (+6.51%) Homeowner's exemption$386,990 (+5.99%)$496,600 (+1.08%) Land $100,000 Building $396,600
2023$7,391.00 (+4.32%) Homeowner's exemption$365,131 (+4.95%)$491,300 (+27.81%) Land $95,000 Building $396,300
2022$7,085.00 Homeowner's exemption$347,895$384,400 Land $80,000 Building $304,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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