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4940 Blanche Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4940 Blanche Ct, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage2,130 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$540,000 (2026)
Tax Bill$7,311.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-26-31-3443-0001-0510
Alternative APN
  • 263120344300010510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,130 sqft Living Area
Gross Area3,051 sqft Gross Area
1st Floor2,130 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached Garage
Garage Area699 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area306 sqft Pool
Deck Area165 sqft Deck
Porch Area222 sqft Porch
Boat House479 sqft Boat House

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4940 BLANCHE CT
CitySAINT CLOUD
StateFL
Zip34772-8965
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 51
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES PH 1
Legal Phase1
Legal Lot Number51
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-3443-0001-0510

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK
Mar 04, 2024Warranty Deed, Transfer
Aug 21, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jul 18, 2019Special Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
May 10, 2019Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK
Jan 23, 2019Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Prior SaleAug 21, 2020 · Amount on Record
Deed Doc Number2026100514
Deed Book / Page7013 / 786
Prior Transfer DateMar 04, 2024
Prior Transfer Doc0065590382
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 31, 2026
Property Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Document Number0000100514
Book / Page7013 / 786
Instrument DateJul 30, 2026
Instrument2026100514
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanySTEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$381,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965

Mortgage

Document Number0000100515,
DateJul 31, 2026
Instrument2026100515
Lender
NameFIFTH THIRD BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 04, 2024
Property Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Document Number0065590382
Book / Page6559 / 382
Map ReferenceMB 27 PGS 18 THROUGH
Instrument DateMar 04, 2024
Instrument2024027944
Transaction TypeTransfer
Record UpdatedMar 28, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965

Transferred To (Grantee/Buyer)

NameVerified Name

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 21, 2020
Property Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Document Number0057790208
Book / Page5779 / 208
Map ReferenceMB 27 PG 18-23
Instrument DateAug 20, 2020
Instrument2020110932
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4940 BLANCHE CT, 4940, SAINT CLOUD, FL 34772-8965

Transferred To (Grantee/Buyer)

NameVerified Name
Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965

Mortgage

Document Number0005779211
DateAug 21, 2020
Instrument5779/211
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

July 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 18, 2019
Property Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Document Number0055582446
Book / Page5558 / 2446
Map ReferenceMB 27 PG 18-23
Instrument DateJul 17, 2019
Instrument2019092435
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,692.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965

Mortgage

Document Number0055582448
DateJul 18, 2019
Instrument5558/2448
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 10, 2019
Property Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Document Number0055221306
Book / Page005522 / 001306
Instrument DateMay 10, 2019
Instrument60573
Transaction TypeMortgage
Record UpdatedMay 31, 2019
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number55221306
DateMay 10, 2019
Book Page005522/001306
Instrument60573
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 23, 2019
Property Address4940 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Document Number0054662840
Book / Page005466 / 002840
Instrument DateJan 23, 2019
Instrument9530
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$4,892.30
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,311.00 (+2.58%)$355,639 (+8.62%)$441,700 (+3.59%) Land $100,000 Building $341,700
2024$7,127.00 (+6.18%)
2023$6,712.00 (+2.57%) Homeowner's exemption$327,411 (+3%)$426,400 (+18.94%) Land $95,000 Building $331,400
2022$6,544.00 Homeowner's exemption$317,875$358,500 Land $80,000 Building $278,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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