49436 Gracechurch Rd, Macomb, MI 48044 Property Records

Macomb County property record for 49436 Gracechurch Rd, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,320 sqft · built 2013
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jun 2017)
Tax Bill	$6,442 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-19-402-015`

Property Details

APN / Parcel Number

Primary APN	`20-08-19-402-015`
Alternative APN	`0819402015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,320 sqft Living Area
1st Floor Area	1,751 sqft
Basement Area	1,751 sqft
Unfinished Basement	1,751 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49436 GRACECHURCH RD
City	MACOMB
State	MI
Zip	48044-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED
Legal Description	WESTMINISTER SUB LOT 15 LIBER: 159 PGS: 44-58
Legal Subdivision	WESTMINISTER SUB
Legal Lot Number	15
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	3
Census Block	3023
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49436 GRACECHURCH RD, MACOMB, MI 48044-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BK/MI
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage TITLE SOURCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	20177077693
Deed Book / Page	24784 / 262
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49436 GRACECHURCH RD, MACOMB, MI 48044-1528
Document Number	0000122596
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49436 GRACECHURCH RD MACOMB MI 480441528, MACOMB, MI 48044-1528

Mortgage

Document Number	0000122596
Date	Oct 30, 2019
Book Page	026297/000554
Instrument	122596

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2039

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 21, 2017
Property Address	49436 GRACECHURCH RD, MACOMB, MI 48044-1528
Document Number	0000077693
Book / Page	24784 / 262
Map Reference	LB 159 PG 44-58
Instrument Date	Jun 15, 2017
Instrument	7077693
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TITLE SOURCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,182.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49436 GRACECHURCH RD, 49436, MACOMB, MI 48044-1528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5878 ACOM LN, STERLING HEIGHTS, MI 48314

Mortgage

Document Number	, 7077694
Date	Jun 21, 2017
Instrument	7077694

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,800 (+19.49%)	$561,600 (+19.49%)
2025	$6,442.00 (+13.06%)
2023		$235,000	$470,000
2022	$5,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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