49408 Gracechurch Rd, Macomb, MI 48044 Property Records

Macomb County property record for 49408 Gracechurch Rd, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,977 sqft · built 2013
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$342,500 (Feb 2017)
Tax Bill	$5,708 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-19-402-014`

Property Details

APN / Parcel Number

Primary APN	`20-08-19-402-014`
Alternative APN	`0819402014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,977 sqft Living Area
1st Floor Area	1,591 sqft
Basement Area	1,591 sqft
Unfinished Basement	1,591 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49408 GRACECHURCH RD
City	MACOMB
State	MI
Zip	48044-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED
Legal Description	WESTMINISTER SUB LOT 14 LIBER: 159 PGS: 44-58
Legal Subdivision	WESTMINISTER SUB
Legal Lot Number	14
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	3
Census Block	3023
Census Tract	224001

Owner

49408 Gracechurch Rd is owned and occupied by an individual who bought it in February 2017.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	49408 GRACECHURCH RD, MACOMB, MI 48044-1528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST
Feb 13, 2017	Warranty Deed, Transfer · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2017 · Amount on File
Deed Sale	Feb 13, 2017 · Amount on File
Prior Sale	Oct 11, 2013 · Amount on File
Deed Document Number	20177018074
Deed Book / Page	24553 / 769
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49408 GRACECHURCH RD, MACOMB, MI 48044-1528
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49408 GRACECHURCH RD, MACOMB, MI 48044-1528

Mortgage

Document Number	0000135831
Date	Nov 6, 2020
Book Page	27131/45
Instrument	2135831

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	GREAT BEND, KS 67530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 13, 2017
Property Address	49408 GRACECHURCH RD, MACOMB, MI 48044-1528
Document Number	0000018074
Book / Page	024553 / 000769
Instrument Date	Jan 25, 2017
Instrument	18074
Transaction Type	Transfer
Record Updated	Mar 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,945.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43718 CATAWBA DR CLINTON TOWNSHIP MI 480381309, CLINTON TOWNSHIP, MI 48038-1309

Mortgage

Document Number	18075
Date	Feb 13, 2017
Book Page	024553/000771
Instrument	18075

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 49408 Gracechurch Rd was $5,708 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,400	$490,800
2025	$5,708.00
2023		$206,700	$413,400
2022	$5,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49408 Gracechurch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49408 Gracechurch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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