Monroe County property record for 4804 Rock Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,228 sqft · built 1920 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,218 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-22-300-005-000 |
| Primary APN | 10-22-300-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,228 sqft Building Perimeter |
| 1st Floor Area | 612 sqft |
| Upper Floors Area | 679 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 213,444 sqft (4.9 acres) |
| Porch | Slab |
| Porch Area | 349 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4804 ROCK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOT 1 280880 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 23 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4804 ROCK RD, WATERLOO, IL 62298-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 0000432828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 19, 2024 |
| Property Address | 4804 ROCK RD, WATERLOO, IL 62298-3612 |
| Document Number | 0000432828 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 432828 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4804 ROCK RD, WATERLOO, IL 62298-3612 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,218.00 (-2.69%) Homeowner's exemption | $64,727 (+7.89%) Land $12,747 Building $51,980 | $194,181 (-5.02%) Land $38,241 Building $155,940 |
| 2024 | $3,307.00 | $204,453 (+13.59%) Land $40,188 Building $164,265 | |
| 2022 | Homeowner's exemption Additional exemption filed | $59,996 Land $12,646 Building $47,350 | $179,988 Land $37,938 Building $142,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 30 / 3 |
May also be available: Verizon.
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