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4943 Cypress Hammock Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4943 Cypress Hammock Dr, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details7 bd · 4 ba · 4,681 sqft · built 2013
Lot Size0.347 acres (15,115 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Jul 2018)
Tax Bill$8,164 (2025)
Deeds & MortgagesApr 2022 Transfer
Oct 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-25-31-3164-0001-1610

Property Details

APN / Parcel Number

Primary APN17-25-31-3164-0001-1610
Alternative APNs
  • 253117316400011610
  • 157736

Interior

Bedrooms7 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,681 sqft Living Area
Gross Area5,660 sqft
1st Floor Area2,132 sqft
Upper Floors Area2,549 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,115 sqft (0.347 acres)
Garage TypeAttached
Garage Area628 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area351 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address4943 CYPRESS HAMMOCK DR
CitySAINT CLOUD
StateFL
Zip34771-8920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 161
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionEAST LAKE PARK PHS 3-5
Legal Phase3-5
Legal Tract3164
Legal Block1610
Legal Lot Number161
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1029
Census Tract43600

Owner

Source: Osceola County records · APN 17-25-31-3164-0001-1610

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4943 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2022Intrafamily Transfer, Transfer
Oct 31, 2017Deed of Trust, Mortgage · Line of Credit
CENTRAL FLORIDA EDUCATORS FCU
Jul 31, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2018 · Amount on Record
Deed SaleJul 31, 2018 · Amount on Record
Prior SaleJun 02, 2016 · Amount on Record
Deed Document Number2018116366
Deed Book / Page5376 / 798
Last Transfer DateApr 04, 2022
Transfer Doc0061862304
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateApr 04, 2022
Property Address4943 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number0061862304
Book / Page6186 / 2304
Map ReferenceMB 20 PG 64-68
Instrument DateApr 04, 2022
Instrument2022053356
Transaction TypeTransfer
Record UpdatedApr 19, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4943 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4943 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052322556
DateOct 31, 2017
Book Page5232/2556
Instrument2017156178
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueOct 30, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 31, 2018
Property Address4943 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number0053760798
Book / Page005376 / 000798
Instrument DateJul 27, 2018
Instrument116366
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4943 CYPRESS HAMMOCK DR ST CLOUD FL 347718920, ST CLOUD, FL 34771-8920

Mortgage

Document Number53760799
DateJul 31, 2018
Book Page005376/000799
Instrument116367
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 30, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,164.00 (+1.42%) Homeowner's exemption$578,700 (+1.62%) Land $95,000 Building $483,700$578,700 (+1.62%) Land $95,000 Building $483,700
2024$8,050.00 (+0.45%)
2023$8,014.00 (+15.94%) Homeowner's exemption$569,500 (+14.82%) Land $95,000 Building $474,500$569,500 (+14.82%) Land $95,000 Building $474,500
2022$6,912.00$496,000 Land $68,000 Building $428,000$496,000 Land $68,000 Building $428,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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