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4941 Cypress Hammock Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4941 Cypress Hammock Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details7 bd · 5 ba · 5,114 sqft · built 2014
Lot Size0.217 acres (9,453 sqft)
OwnerIndividual Name on File
Last Sale$630,000 (Oct 2021)
Tax Bill$8,522 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN157735

Property Details

APN / Parcel Number

Primary APN157735
Alternative APN
  • 172531316400011600

Interior

Bedrooms7 Beds
Full Baths5 Baths
Stories2 Stories
Building Area5,114 sqft Heated Area
Gross Area6,330 sqft
1st Floor Area2,370 sqft
Upper Floors Area2,744 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,453 sqft (0.217 acres)
Garage TypeFinished
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area600 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number157735
Street Address4941 CYPRESS HAMMOCK DR
CitySAINT CLOUD
StateFL
Zip34771-8920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 160
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionEAST LK PK PH 3-5
Legal Phase3-5
Legal Tract3164
Legal Block1
Legal Lot Number160
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1029
Census Tract43600

Owner

Source: Osceola County records · APN 157735

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4941 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Oct 07, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINT MORTGAGE INC
Jan 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Feb 14, 2020Deed of Trust, Mortgage · VA Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2021 · Amount on Record
Deed SaleOct 07, 2021 · Amount on Record
Prior SaleSep 23, 2014 · Amount on Record
Deed Document Number2021155889
Deed Book / Page6060 / 1040
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4941 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 CARRIAGE CT, CULPEPER, VA 22701-3262

Mortgage

Document Number0060880653
DateNov 17, 2021
Book Page6088/653
Instrument2021178257
Lender
NameNORTHPOINTE BANK
TypeBank
AddressFISKDALE, MA 01518
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 07, 2021
Property Address4941 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number0060601040
Book / Page6060 / 1040
Map ReferenceMB 20 PG 64-68
Instrument DateOct 05, 2021
Instrument2021155889
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address4941 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920

Mortgage

Document Number60601042
DateOct 07, 2021
Instrument6060/1042
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4941 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054661745
DateJan 23, 2019
Book Page5466/1745
Instrument2019009178
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4941 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056741907
DateFeb 14, 2020
Book Page5674/1907
Instrument2020022671
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressLOMBARD, IL 60148
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,522.00 (+6.18%) Homeowner's exemption$604,564 (+5.99%)$644,800 (+1.82%) Land $95,000 Building $549,800
2023$8,026.00 (+3.49%) Homeowner's exemption$570,414 (+3%)$633,300 (+14.36%) Land $95,000 Building $538,300
2022$7,755.00 Homeowner's exemption$553,800 Land $68,000 Building $485,800$553,800 Land $68,000 Building $485,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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