4941 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4941 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,176 sqft · built 1920
Lot Size10 acres (435,600 sqft)
OwnerTrust Name on File
Tax Bill$2,083 (2025)
Deeds & MortgagesDec 2023 Transfer
Flood ZoneZone AE (high risk)
APN40-23-26-451-001

Property Details

APN / Parcel Number

Primary APN40-23-26-451-001
Alternative APNs
  • 0071261-000000-5
  • 10004623123

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,412 sqft

Exterior

Year BuiltBuilt 1920
Architectural StyleOther
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof MaterialWood
Lot Area435,600 sqft (10 acres)
PorchOpen Porch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004623123
Old Parcel Number00712610000005
Street Address4941 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionZZZ 264023 P7-1 26 40 23 P-7-1 10.0A M/L THE NW1/4 OF SW1/4 OF SE1/4 PROBATE 2/67&68 FILE309 86/406 1328/400 PO
Legal Range23E
Legal Township40S
Legal Section26
Legal SubdivisionACREAGE
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2016
Census Tract10200

Owner

4941 Duncan Rd is held in a trust since December 2023.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address4955 DUNCAN RD, PUNTA GORDA, FL 33982-1642
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleMay 9, 1995
Last Transfer DateDec 22, 2023
Transfer Doc0003352257
Record UpdatedJun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateDec 22, 2023
Property Address4941 DUNCAN RD, PUNTA GORDA, FL 33982
Document Number0003352257
Map ReferenceMB 6 PG 54
Instrument DateDec 21, 2023
Instrument3352257
Transaction TypeTransfer
Record UpdatedJan 11, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5175 GROVEWOOD CIR, PUNTA GORDA, FL 33982-2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5175 GROVEWOOD CIR, PUNTA GORDA, FL 33982-2025

Tax Assessment & Valuation

The 2025 property tax bill for 4941 Duncan Rd was $2,083.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,083.00$121,436$189,915 Land $160,000 Building $29,915
2023$2,465.00 (+20.48%)$100,360 (-6.87%)$183,463 (+70.24%) Land $155,000 Building $28,463
2022$2,046.00$107,768 Land $85,000 Building $22,768$107,768 Land $85,000 Building $22,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4941 Duncan Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 16 condo units
Nearby Flood Claims257 (1982–2024)
Claims Outside the SFHA3 of 257
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 81 claims
  • Hurricane Helene, Sep 2024 · 64 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4941 Duncan Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Duncan Rd

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