49406 County 45, Bemidji, MN 56601 Property Records

Hubbard County property record for 49406 County 45, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 2007
Lot Size	34.9 acres (1,522,422 sqft)
Owner	Individual Name on File
Tax Bill	$4,868 (2026)
Deeds & Mortgages	Jul 2015 Mortgage Apr 2008 Mortgage + 2 more
APN	`07.16.00620`

Property Details

APN / Parcel Number

Primary APN	`07.16.00620`
Alternative APN	`38406`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	130 sqft
Finished Basement	130 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Metal
Roof Type	Hip
Roof Material	Asbestos
Lot Area	1,522,422 sqft (34.9 acres)
Garage Area	865 sqft
Driveway	Concrete Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Deck Area	308 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Convection

Location & Zoning

Account Number	38406
Street Address	49406 COUNTY 45
City	BEMIDJI
State	MN
Zip	56601-6615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-16 TWP-145 RANGE-032 34.95 AC NW1/4 OF SW1/4 EX S400 OF W550
Legal Range	32
Legal Township	145
Legal Section	16
Jurisdiction	HUBBARD MN
Township / Civil Division	FARDEN
Census Block Group	4
Census Block	4003
Census Tract	70100

Owner

49406 County 45 is owned and occupied by an individual who acquired it in May 2006.

Source: Hubbard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49406 COUNTY 45, BEMIDJI, MN 56601-6615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2015	Deed of Trust, Mortgage · Conventional Mortgage TRUSTAR FCU
Apr 2, 2008	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF BEMIDJI
May 20, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF BEMIDJI
Jun 2, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 19, 2006
Transfer Doc	0000317141
Record Updated	Oct 29, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	49406 COUNTY 45, BEMIDJI, MN 56601-6615
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000379634
Date	Jul 17, 2015
Instrument	A000379634

Lender

Name	TRUSTAR FCU
Type	Credit Union
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2030

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	49406 COUNTY 45, BEMIDJI, MN 56601-6615
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000331219
Date	Apr 2, 2008
Instrument	A000331219

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Mar 20, 2013

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	49406 COUNTY 45, BEMIDJI, MN 56601-6615
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000339121
Date	May 20, 2009
Instrument	A000339121

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2039

June 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUBBARD MN
Recording Date	Jun 2, 2006
Property Address	49406 COUNTY 45, BEMIDJI, MN 56601-6615
Document Number	A000317141
Instrument Date	May 19, 2006
Instrument	A000317141
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 IRVINE AVE NW, BEMIDJI, MN 56601-4521

Tax Assessment & Valuation

The 2026 property tax bill for 49406 County 45 was $4,868 with a homeowner's exemption, down 2.6% from the year before.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Farden Township
Unified School District	Cass Lake-Bena Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,868.00 (-2.6%) Homeowner's exemption
2025	$4,998.00	$494,200 Land $121,900 Building $372,300	$494,200 Land $121,900 Building $372,300
2022	$7,030.00	$384,300 Land $87,300 Building $297,000	$384,300 Land $87,300 Building $297,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 49406 County 45.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49406 County 45 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on County 45

Nearby Streets

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