49276 County 45, Bemidji, MN 56601 Property Records

Hubbard County property record for 49276 County 45, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1972
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jul 2019)
Tax Bill	$3,396 (2026)
Deeds & Mortgages	Mar 2006 Line of Credit Jul 2010 Line of Credit + 2 more
APN	`07.16.00700`

Property Details

APN / Parcel Number

Primary APN	`07.16.00700`
Alternative APN	`56074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,170 sqft
Finished Basement	1,170 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	220,414 sqft (5.06 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	56074
Street Address	49276 COUNTY 45
City	BEMIDJI
State	MN
Zip	56601-6547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-16 TWP-145 RANGE-032 5.06 AC 16-6A S400 OF W550 OF NW1 /4 OF SW1/4
Legal Range	32
Legal Township	145
Legal Section	16
Jurisdiction	HUBBARD MN
Township / Civil Division	FARDEN
Census Block Group	4
Census Block	4003
Census Tract	70100

Owner

49276 County 45 is owned and occupied by two individuals who bought it in July 2019.

Source: Hubbard County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49276 COUNTY 45, BEMIDJI, MN 56601-6547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 23, 2010	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF BEMIDJI
May 12, 2009	Deed of Trust, Mortgage · Conventional Mortgage RIVERWOOD BANK
Jul 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Prior Sale	Nov 17, 2014 · Amount on File
Deed Document Number	2019403667
Record Updated	Oct 29, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	49276 COUNTY 45, BEMIDJI, MN 56601-6547
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000315104
Date	Mar 6, 2006
Instrument	A000315104

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jan 31, 2046

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	49276 COUNTY 45, BEMIDJI, MN 56601-6547
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000346975
Date	Jul 23, 2010
Instrument	A000346975

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	49276 COUNTY 45, BEMIDJI, MN 56601-6547
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000338930
Date	May 12, 2009
Instrument	A000338930

Lender

Name	RIVERWOOD BANK
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2039

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Jul 9, 2019
Property Address	49276 COUNTY 45, BEMIDJI, MN 56601-6547
Document Number	A000403667
Instrument Date	Jul 8, 2019
Instrument	A000403667
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49276 COUNTY 45, BEMIDJI, MN 56601-6547

Mortgage

Document Number	A000403668
Date	Jul 9, 2019
Instrument	A000403668

Lender

Name	SECURITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 49276 County 45 was $3,396 with a homeowner's exemption.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Farden Township
Unified School District	Cass Lake-Bena Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,396.00 Homeowner's exemption
2025	$3,396.00	$329,600 Land $44,200 Building $285,400	$329,600 Land $44,200 Building $285,400
2022	$4,772.00	$271,700 Land $35,800 Building $235,900	$271,700 Land $35,800 Building $235,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 49276 County 45.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49276 County 45 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on County 45

Nearby Streets

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