Lake County property record for 4940 Spruce Ave, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,344 sqft · built 1965 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Feb 2026) |
| Tax Bill | $3,047 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-340-760-000 |
| Primary APN | 040-340-760-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Lot Area | 23,958 sqft (0.55 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4940 SPRUCE AVE |
|---|---|
| City | CLEARLAKE |
| State | CA |
| Zip | 95422-7908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FORMERLY 040-340-480 AND 040-340-640. |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 801 |
4940 Spruce Ave is owned and occupied by two individuals who bought it in February 2026.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4940 SPRUCE AVE, CLEARLAKE, CA 95422-7908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on File |
| Deed Sale | Feb 6, 2026 · Amount on File |
| Prior Sale | May 11, 2012 · Amount on File |
| Deed Document Number | 20261187 |
| Prior Transfer Date | May 9, 2012 |
| Prior Transfer Doc | 0000008118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Feb 6, 2026 |
| Property Address | 4940 SPRUCE AVE, CLEARLAKE, CA 95422-7908 |
| Document Number | 0000001187 |
| Map Reference | MB 237 PG 437 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2026001187 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4940 SPRUCE AVE, CLEARLAKE, CA 95422-7908 |
| Document Number | 0000001188 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 2026001188 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2026 property tax bill for 4940 Spruce Ave was $3,047, up 2.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,047.00 (+2.42%) | $256,004 (+2%) Land $39,820 Building $216,184 |
| 2025 | $2,975.00 | $250,986 Land $39,040 Building $211,946 |
| 2023 | $2,906.00 (+5.25%) | $241,242 Land $37,525 Building $203,717 |
| 2022 | $2,761.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4940 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4940 Spruce Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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