Brevard County property record for 4920 Shade Tree St, Cocoa, FL 32926
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,926 sqft · built 1995 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Jun 2026) |
| Tax Bill | $6,873 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jun 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone A (high risk) |
| APN | 24-35-23-26-*-7 |
| Primary APN | 24-35-23-26-*-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,926 sqft Living Area |
| Gross Area | 3,802 sqft |
| 1st Floor Area | 2,926 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 49,223 sqft |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Porch | Florida Room |
| Porch Area | 140 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2407206 |
|---|---|
| Street Address | 4920 SHADE TREE ST |
| City | COCOA |
| State | FL |
| Zip | 32926-3459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | SHADE TREE ESTATES LOT 7 |
| Legal Range | 35E |
| Legal Township | 24S |
| Legal Section | 23 |
| Legal Subdivision | SHADE TREE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 62115 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA |
| Jun 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC |
| Jun 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING |
| Jun 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 27, 2022 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 19, 2018 | Warranty Deed, Transfer ISLAND TITLE AND ESCROW AGENCY INC |
| Jul 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2023 · Amount on Record |
| Deed Document Number | 2026117728 |
| Deed Book / Page | 10647 / 527 |
| Prior Transfer Date | May 23, 2006 |
| Prior Transfer Doc | 0056600718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Title Company | FEDERAL TITLE, FEDERAL TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Document Number | 0098850549 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 9885/549 |
| Instrument | 2023194917 |
| Name | COMMUNITY CU OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | ROCKLEDGE, FL 32955 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 9, 2026 |
| Property Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Document Number | 0000117728 |
| Book / Page | 10647 / 527 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026117728 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | CLEVER TITLE FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459,550.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Document Number | 0000117729, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 2026117729 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 9, 2026 |
| Property Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Document Number | 0106470527 |
| Book / Page | 10647 / 527 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026117728 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | CLEAR TITLE AGENCY/NW FLORIDA INC, CLEVER TITLE FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459,550.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Document Number | 0000117729, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 2026117729 |
| Name | MEGA CAPITAL FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 21, 2023 |
| Property Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Document Number | 0098181748 |
| Book / Page | 9818 / 1748 |
| Map Reference | MB 27 PG 4 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023129173 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3400 OCEAN BEACH BLVD # BLVD711, BLVD711, COCOA BEACH, FL 32931-4193 |
| Name | Verified Name |
|---|---|
| Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Document Number | 0098181750 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 9818/1750 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 27, 2022 |
| Property Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Document Number | 0096850298 |
| Book / Page | 9685 / 298 |
| Map Reference | MB 27 PG 4 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 2022297466 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Name | Verified Name |
|---|---|
| Address | 3513 INDIAN RIVER DR, COCOA, FL 32926-8701 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 19, 2018 |
| Property Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Document Number | 0082652230 |
| Book / Page | 008265 / 002230 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 210803 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Title Company | ISLAND TITLE AND ESCROW AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,625.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4920 SHADE TREE ST COCOA FL 329263459, COCOA, FL 32926-3459 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 31, 2018 |
| Property Address | 4920 SHADE TREE ST, COCOA, FL 32926-3459 |
| Document Number | 0082262324 |
| Book / Page | 008226 / 002324 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 171648 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | FEDERAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 722 COCOA FL 329230722, COCOA, FL 32923-0722 |
| Document Number | 82262325 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 008226/002325 |
| Instrument | 171649 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,660 (+1.18%) | $516,660 (+1.18%) | |
| 2025 | $6,873.00 (+4.2%) Homeowner's exemption | $510,610 (+10.08%) | $510,610 (+10.08%) |
| 2024 | $6,596.00 (-1.11%) | ||
| 2023 | $6,670.00 (+57.35%) | $463,870 (+44.32%) Land $90,400 Building $373,470 | $463,870 (+15.45%) Land $90,400 Building $373,470 |
| 2022 | $4,239.00 Homeowner's exemption | $321,410 | $401,790 Land $79,100 Building $322,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 5 (2005–2025) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures