4940 Fox Tower Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 4940 Fox Tower Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,163 sqft · built 2022
Lot Size	5.95 acres (259,182 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Oct 2020)
Tax Bill	$5,023 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-592480`

Property Details

APN / Parcel Number

Primary APN	`10-592480`
Alternative APN	`592480`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,163 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	2,163 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Material	Other
Lot Area	259,182 sqft
Garage Type	Attached
Garage Area	1,021 sqft
Parking Spaces	3 Parking Spaces
Patio Area	862 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	592480
Street Address	4940 FOX TOWER RD
City	SMITHSBURG
State	MD
Zip	21783-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SECTION 1 5.95 ACRES FOX TOWER KNOLLS SUBDIVI
Legal Subdivision	ACRES FOX TOWER KNOLLS SUB
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	10, HAUVERS
Census Block Group	2
Census Block	2047
Census Tract	752900

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4940 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 21, 2020	Grant Deed, Transfer LAWYERS SIGNATURE SETTLEMENTS
Sep 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 1, 2017	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Deed Book / Page	14190 / 291
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0140790027
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4940 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154610278
Date	Nov 3, 2021
Book Page	15461/278

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4940 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 FOX TOWER RD, SMITHSBURG, MD 21783-9224

Mortgage

Document Number	0160100097
Date	Jun 29, 2022
Book Page	16010/97

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 21, 2020
Property Address	4940 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Document Number	0141900291
Book / Page	014190 / 000291
Instrument Date	Oct 7, 2020
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 FOX TOWER RD SMITHSBURG MD 21783, SMITHSBURG, MD 21783

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 17, 2020
Property Address	4940 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Document Number	0140790027
Book / Page	014079 / 000027
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7101 SYCAMORE AVE TAKOMA PARK MD 209124634, TAKOMA PARK, MD 20912-4634

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4940 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Document Number	0121630187
Book / Page	012163 / 000187
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121630187
Date	Dec 4, 2017
Book Page	012163/000187

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,600 (+8.05%) Land $104,700 Building $357,900	$462,600 (-) Land $104,700 Building $357,900
2025	$5,023.00 (+6.13%) Homeowner's exemption	$428,133 (+19.19%)	$462,600 (+28.79%) Land $104,700 Building $357,900
2024	$4,733.00 (+8.63%)
2023	$4,357.00 Homeowner's exemption	$359,200 Land $94,200 Building $265,000	$359,200 Land $94,200 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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