4930 Fox Tower Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 4930 Fox Tower Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,308 sqft · built 2022
Lot Size	5.06 acres (220,414 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Dec 2020)
Tax Bill	$5,169 (2024)
Deeds & Mortgages	May 2021 Construction Loan Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-592481`

Property Details

APN / Parcel Number

Primary APN	`10-592481`
Alternative APN	`592481`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,308 sqft Living Area
Gross Area	2,445 sqft
1st Floor Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	220,414 sqft (5.06 acres)
Porch	Open Porch
Deck Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	592481
Street Address	4930 FOX TOWER RD
City	SMITHSBURG
State	MD
Zip	21783-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SECTION 1 5.06 ACRES FOX TOWER KNOLLS SUBDIVI
Legal Subdivision	ACRES FOX TOWER KNOLLS SUB
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	10, HAUVERS
Census Block Group	2
Census Block	2047
Census Tract	752900

Owner

Source: Frederick County records · APN 10-592481

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4930 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 03, 2021	Deed of Trust, Mortgage · Construction Mortgage MCLEAN MORTGAGE CORP
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Dec 16, 2020	Deed, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC
Sep 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 01, 2017	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Deed Book / Page	14368 / 407
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0140790027
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4930 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	EMERALD TITLE AND ESCROW INC, EMERALD TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 FOX TOWER RD, SMITHSBURG, MD 21783-9224

Mortgage

Document Number	0148320275
Date	May 03, 2021
Book Page	14832/275

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 01, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2021
Change Frequency	Monthly
Min Rate At Change	4.25%
Max Rate At Change	16.2%
Index	Prime Rate
Margin	1
Max Rate	16.2%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4930 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	EMERALD TITLE AND ESCROW INC, EMERALD TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 FOX TOWER RD, SMITHSBURG, MD 21783-9224

Mortgage

Document Number	0159970400
Date	Jun 22, 2022
Book Page	15997/400

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4930 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	EMERALD TITLE AND ESCROW INC, EMERALD TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 FOX TOWER RD, SMITHSBURG, MD 21783-9224

Mortgage

Document Number	0160080046
Date	Jun 28, 2022
Book Page	16008/46

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 16, 2020
Property Address	4930 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Document Number	0143680407
Book / Page	14368 / 407
Map Reference	MB 96 PL 89
Instrument Date	Dec 04, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	EMERALD TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	46 SHELLDRAKE CT, DAMASCUS, MD 20872-2615

Mortgage

Document Number	14368411
Date	Dec 16, 2020
Instrument	14368/411

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 01, 2026
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	Other
Margin	3
Max Rate	9.5%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 17, 2020
Property Address	4930 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Document Number	0140790027
Book / Page	014079 / 000027
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Oct 08, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7101 SYCAMORE AVE TAKOMA PARK MD 209124634, TAKOMA PARK, MD 20912-4634

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4930 FOX TOWER RD, SMITHSBURG, MD 21783-9224
Document Number	0121630187
Book / Page	012163 / 000187
Instrument Date	Nov 01, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121630187
Date	Dec 04, 2017
Book Page	012163/000187

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$498,967 (+25.4%)	$549,500 (+38.1%) Land $100,700 Building $448,800
2024	$5,169.00 (+8.8%)
2023	$4,751.00 Homeowner's exemption	$397,900 Land $90,200 Building $307,700	$397,900 Land $90,200 Building $307,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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