Pontotoc County property record for 494 North Rd, Ecru, MS 38841
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,331 sqft · built 2018 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,756 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099-29-000-E04.10 |
| Primary APN | 099-29-000-E04.10 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,331 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18053 |
|---|---|
| Street Address | 494 NORTH RD |
| City | ECRU |
| State | MS |
| Zip | 38841-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.00 AC PT W1/2 NW1/4 20011505 3/26/01 20080730 2/12/08 20140705 2/12/14 20141823 4/11/14 20204259 11/12/20 20204260 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950102 |
494 North Rd is owned and occupied by an individual who acquired it in October 2024.
Source: Pontotoc County records, as of January 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 494 NORTH RD, ECRU, MS 38841-9735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Oct 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Nov 12, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2024 |
| Deed Sale | Oct 1, 2024 |
| Prior Sale | Nov 12, 2020 |
| Deed Document Number | 2024003454 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 494 NORTH RD, ECRU, MS 38841-9735 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 494 NORTH RD, ECRU, MS 38841-9735 |
| Document Number | 2022002104 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022002104 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Oct 1, 2024 |
| Property Address | 494 NORTH RD, ECRU, MS 38841-9735 |
| Document Number | 2024003454 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 2024003454 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 GADD RD, HICKORY FLAT, MS 38633-8228 |
| Name | Verified Name |
|---|---|
| Address | 494 NORTH RD, ECRU, MS 38841-9735 |
| Document Number | 2024003455 |
|---|---|
| Date | Oct 1, 2024 |
| Instrument | 2024003455 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Nov 12, 2020 |
| Property Address | 494 NORTH RD, ECRU, MS 38841-9735 |
| Document Number | 2020004259 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020004259 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 LAUREL RD, SLOATSBURG, NY 10974-1324 |
| Name | Verified Name |
|---|---|
| Address | 227 CHERRING LANE, ATLANTA, GA 30338 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 494 North Rd was $1,756 with a homeowner's exemption.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Ecru Town |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,756.00 Homeowner's exemption | $11,346 | $111,899 Land $12,494 Building $99,405 |
| 2023 | $1,723.00 Homeowner's exemption | $11,129 | $110,452 Land $12,623 Building $97,829 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 North Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 North Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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