Pontotoc County property record for 448 North Rd, Ecru, MS 38841
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,118 sqft · built 1963 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $708 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 099-29-000-E04.08 |
| Primary APN | 099-29-000-E04.08 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,118 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Gas |
|---|
| Account Number | 16638 |
|---|---|
| Street Address | 448 NORTH RD |
| City | ECRU |
| State | MS |
| Zip | 38841-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.01 AC NW1/4 NW1/4 708-263 8/7/98 20080220 1/11/08 20080867 2/19/08 20112531 7/18/11 20135960 10/17/13 20140513 2/4/14 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950102 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 448 NORTH RD, ECRU, MS 38841-9735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Jan 23, 2023 | Deed of Trust, Mortgage UNITED STATES OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2025 |
| Deed Sale | Jun 16, 2025 |
| Prior Sale | Jul 10, 2015 |
| Deed Document Number | 2025002155 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Jun 16, 2025 |
| Property Address | 448 NORTH RD, ECRU, MS 38841-9735 |
| Document Number | 2025002155 |
| Instrument Date | Jun 10, 2025 |
| Instrument | 2025002155 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 NORTH RD, ECRU, MS 38841-9735 |
| Document Number | 2025002156 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 2025002156 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 448 NORTH RD, ECRU, MS 38841-9735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 448 NORTH RD, ECRU, MS 38841-9735 |
| Document Number | 2023000291 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023000291 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 290 Months |
| Due | Mar 1, 2047 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Ecru Town |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $708.00 (+1.58%) Homeowner's exemption | $4,576 (+1.53%) | $45,483 (+1.56%) Land $7,550 Building $37,933 |
| 2023 | $697.00 Homeowner's exemption | $4,507 | $44,785 Land $7,550 Building $37,235 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 42% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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