494 Indian Hill Rd, Copperopolis, CA 95228 Property Records

Calaveras County property record for 494 Indian Hill Rd, Copperopolis, CA 95228

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,950 sqft · built 1983
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-033-001-000`

Property Details

APN / Parcel Number

Primary APN	`098-033-001-000`
Alternative APN	`098033001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,950 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Modern
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	494 INDIAN HILL RD
City	COPPEROPOLIS
State	CA
Zip	95228-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE TULLOCH SHORES UNIT 2 LOT 271
Legal Subdivision	LAKE TULLOCH SHORES
Legal Lot Number	271
Legal Unit	2
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	2
Census Block	2016
Census Tract	123

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	494 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Nov 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 19, 2017	Affidavit of Death, Transfer CSC DOCUMENT RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 5, 2007
Transfer Doc	0000019204
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	494 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9635
Document Number	0000003532
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	A94 INDIAN HILL RD COPPEROPOLIS CA 95228, COPPEROPOLIS, CA 95228

Mortgage

Document Number	0000003532
Date	Mar 19, 2020
Instrument	3532

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	494 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9635
Document Number	0000000648
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	494 INDIAN HILL RD COPPEROPOLIS CA 952289635, COPPEROPOLIS, CA 95228-9635
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000648
Date	Jan 19, 2017
Instrument	648

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CALAVERAS CA
Recording Date	Jan 19, 2017
Property Address	494 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9635
Document Number	0000000647
Instrument Date	Nov 23, 2016
Instrument	647
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	CSC DOCUMENT RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 INDIAN HILL RD COPPEROPOLIS CA 952289635, COPPEROPOLIS, CA 95228-9635

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Mark Twain Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$226,305 (+2%) Land $50,046 Building $176,259
2025	$2,730.00 (+2.9%) Homeowner's exemption	$221,868 (+4.04%) Land $49,065 Building $172,803
2023	$2,653.00 (+6.08%) Homeowner's exemption	$213,254 Land $47,160 Building $166,094
2022	$2,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Nearby Flood Policies	29 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CCWD - COPPER COVE serves 5,187 people · EPA ID CA0510017
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CALTEL Connections Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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