485 Indian Hill Rd, Copperopolis, CA 95228 Property Records

Calaveras County property record for 485 Indian Hill Rd, Copperopolis, CA 95228

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1984
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Feb 2026)
Tax Bill	$3,726 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`098-033-009-000`

Property Details

APN / Parcel Number

Primary APN	`098-033-009-000`
Alternative APN	`098033009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,454 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	485 INDIAN HILL RD
City	COPPEROPOLIS
State	CA
Zip	95228-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE TULLOCH SHORES UNIT 2 LOT 279
Legal Subdivision	LAKE TULLOCH SHORES
Legal Lot Number	279
Legal Unit	2
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	2
Census Block	2016
Census Tract	123

Owner

485 Indian Hill Rd is owned by an individual who bought it in February 2026.

Source: Calaveras County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3008 THATCHER AVE, MARINA DEL REY, CA 90292-5533
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 12, 2026	Grant Deed, Transfer · Commercial Mortgage HILLCREST GROUP LLC
Jan 14, 2026	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Sep 15, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on File
Deed Sale	Feb 12, 2026 · Amount on File
Prior Sale	Jan 14, 2026 · Amount on File
Deed Document Number	20261110
Prior Transfer Date	Apr 2, 2013
Prior Transfer Doc	0000006756
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	485 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9764
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9764

Mortgage

Document Number	0000008177
Date	Apr 30, 2021
Instrument	2021-008177

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	485 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9764
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9764

Mortgage

Document Number	0000001567
Date	Jan 25, 2022
Instrument	2022-001567

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	9.74%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Max Rate	18%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	485 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9764
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9764

Mortgage

Document Number	0000001219
Date	Feb 22, 2023
Instrument	2023-001219

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Feb 12, 2026
Property Address	485 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9764
Document Number	0000001110
Map Reference	MB 4 PG 24-24-V
Instrument Date	Jan 28, 2026
Instrument	2026-001110
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3008 THATCHER AVE, MARINA DEL REY, CA 90292-5533

Mortgage

Document Number	0000001111
Date	Feb 12, 2026
Instrument	2026-001111

Lender

Name	HILLCREST GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jan 14, 2026
Property Address	485 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9764
Document Number	0000000301
Map Reference	MB 4 PG 24-24-V
Instrument Date	Jan 14, 2026
Instrument	2026-000301
Transaction Type	Foreclosure
Record Updated	Feb 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	485 INDIAN HILL RD, COPPEROPOLIS, CA 95228-9764
Document Number	0000011247
Instrument Date	Sep 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 INDIAN HILL RD COPPEROPOLIS CA 952289764, COPPEROPOLIS, CA 95228-9764

Mortgage

Document Number	0000011247
Date	Sep 26, 2019
Instrument	11247

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 485 Indian Hill Rd was $3,726.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Mark Twain Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$194,906 (+2%) Land $49,031 Building $145,875
2025	$3,726.00	$191,085 Land $48,070 Building $143,015
2023	$2,409.00 (+6.55%)	$183,666 Land $46,204 Building $137,462
2022	$2,261.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 485 Indian Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	29 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Indian Hill Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CCWD - COPPER COVE serves 5,187 people · EPA ID CA0510017
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CALTEL Connections Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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