494 Gorham Dr, Boiling Springs, SC 29316 Property Records

Spartanburg County property record for 494 Gorham Dr, Boiling Springs, SC 29316

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,806 sqft · built 2017
Lot Size	0.446 acres (19,428 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Feb 2018)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-4400-04158`

Property Details

APN / Parcel Number

Primary APN	`2-4400-04158`
Alternative APN	`182081`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,806 sqft Living Area
Gross Area	3,459 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,428 sqft (0.446 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	182081
Street Address	494 GORHAM DR
City	BOILING SPRINGS
State	SC
Zip	29316-5664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 416 STERLING EST PH 5 PB 172-273-274
Legal Subdivision	STERLING ESTATES PH 5
Legal Phase	5
Legal Lot Number	416
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	3
Census Block	3012
Census Tract	22406

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	494 GORHAM DR, BOILING SPRINGS, SC 29316-5664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit SPERO FINANCIAL FCU
Sep 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPERO FINANCIAL FCU
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Sep 2, 2021	Intrafamily Transfer, Transfer
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Feb 21, 2018	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Prior Sale	Feb 21, 2018 · Amount on Record
Deed Document Number	0000007287
Deed Book / Page	118-S / 0275
Last Transfer Date	Sep 2, 2021
Transfer Doc	0000049740
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	494 GORHAM DR, BOILING SPRINGS, SC 29316-5664
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053149
Date	Nov 20, 2025
Book Page	7107/944
Instrument	2025-53149

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	494 GORHAM DR, BOILING SPRINGS, SC 29316-5664
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035974
Date	Sep 13, 2023
Book Page	6639/920
Instrument	2023-35974

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	494 GORHAM DR, BOILING SPRINGS, SC 29316-5664
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050662
Date	Sep 8, 2021
Book Page	6192/885
Instrument	2021-50662

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPARTANBURG SC
Recording Date	Sep 2, 2021
Property Address	494 GORHAM DR, BOILING SPRINGS, SC 29316-5664
Document Number	0000049740
Book / Page	133-R / 941
Map Reference	MB 172 PG 273-274
Instrument Date	Aug 20, 2021
Instrument	2021-49740
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	494 GORHAM DR, BOILING SPRINGS, SC 29316-5664

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	494 GORHAM DR, BOILING SPRINGS, SC 29316-5664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044390
Date	Sep 30, 2020
Book Page	5912/445
Instrument	2020-44390

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2018: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Feb 21, 2018
Property Address	494 GORHAM DR, BOILING SPRINGS, SC 29316-5664
Document Number	0000007287
Book / Page	118-S / 0275
Map Reference	MB172 PG273-274
Instrument Date	Feb 16, 2018
Instrument	2018-07287
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	494 GORHAM DR, BOILING SPRINGS, SC 29316-5664

Mortgage

Document Number	2001807288
Date	Feb 21, 2018
Instrument	20018-07288

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,245.00 (+1.13%)	$14,389 (-) Land $2,169 Building $12,220	$433,800 (-) Land $65,400 Building $368,400
2024	$2,220.00 (-6.05%)
2023	$2,363.00	$14,389 Land $2,169 Building $12,220	$433,800 Land $65,400 Building $368,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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