494 Ferry Rd, Havelock, NC 28532 Property Records

Craven County property record for 494 Ferry Rd, Havelock, NC 28532

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,052 sqft · built 2001
Lot Size	0.855 acres (37,248 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 2006)
Tax Bill	$688 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-003-6000`

Property Details

APN / Parcel Number

Primary APN	`5-003-6000`
Alternative APN	`115495`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	37,248 sqft (0.855 acres)
Lot Dimensions	359 ft deep x 88.8 ft wide
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	115495
Street Address	494 FERRY RD
City	HAVELOCK
State	NC
Zip	28532-9326
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	2
Legal Description	LOT 2 HYCINTH RICHARDS DIV
Legal Subdivision	HYCINTH B RICHARDS
Legal Lot Number	2
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2018
Census Tract	961303

Owner

Source: Craven County records · APN 5-003-6000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5405 WALNUT FARMS BLVD, CHRISTIANA, TN 37037-2029
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2006 · Amount on Record
Deed Sale	Nov 08, 2006 · Amount on Record
Prior Sale	Apr 27, 2006 · Amount on Record
Deed Book / Page	2529 / 789
Last Transfer Date	Oct 31, 2011
Transfer Doc	3039/0924
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	494 FERRY RD, HAVELOCK, NC 28532-9326
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LEADERS TITLE, LENDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3501/0817
Date	May 15, 2017
Book Page	3501/0817

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$688.00 (+1.78%)	$123,590 (-) Land $20,000 Building $103,590	$123,590 (-) Land $20,000 Building $103,590
2023	$676.00 (-6.63%)	$123,590 (+16.22%) Land $20,000 Building $103,590	$123,590 (+16.22%) Land $20,000 Building $103,590
2022	$724.00	$106,340 Land $15,000 Building $91,340
2018			$106,340 Land $15,000 Building $91,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.