Craven County property record for 306 Ferry Rd, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 810 sqft · built 1996 |
| Lot Size | 0.995 acres (43,334 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $927 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-004-098 |
| Primary APN | 5-004-098 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 810 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,334 sqft (0.995 acres) |
| Storage Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 60778 |
|---|---|
| Street Address | 306 FERRY RD |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-9324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | W/S COHOOQUE CREEK |
| Legal Subdivision | MACK C FOREMAN LAND |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 961303 |
Source: Craven County records · APN 5-004-098
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 FERRY RD, HAVELOCK, NC 28532-9324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| May 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Jan 26, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 18, 2024 |
| Transfer Doc | 03812/1580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 306 FERRY RD, HAVELOCK, NC 28532-9324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 03709/1348 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 3709/1348 |
| Instrument | 10090680 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 306 FERRY RD, HAVELOCK, NC 28532-9324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 3654/1098 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 3654/1098 |
| Instrument | 10069861 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 306 FERRY RD, HAVELOCK, NC 28532-9324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3602/1415 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 3602/1415 |
| Instrument | 10050764 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 306 FERRY RD, HAVELOCK, NC 28532-9324 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3569/2042 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 3569/2042 |
| Instrument | 10037516 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 306 FERRY RD, HAVELOCK, NC 28532-9324 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 0035250692 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 3525/0692 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $927.00 (+1.31%) | $171,520 (-) Land $15,000 Building $156,520 | $171,520 (-) Land $15,000 Building $156,520 |
| 2023 | $915.00 (+8.8%) | $171,520 (+37.18%) Land $15,000 Building $156,520 | $171,520 (+37.18%) Land $15,000 Building $156,520 |
| 2022 | $841.00 | $125,030 Land $15,000 Building $110,030 | |
| 2018 | $125,030 Land $15,000 Building $110,030 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 34 (1992–2018) |
| Claims Outside the SFHA | 13 of 34 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | High above 70% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 7 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures