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491 E Shore Trl, Sparta, NJ 07871 Property Records

Sussex County and Byram Township property record for 491 E Shore Trl, Sparta, NJ 07871

Property Summary

Property TypeSingle Family Home
Details1,776 sqft · built 1960
Lot Size0.258 acres (11,238 sqft)
Owner2 Individual Names on File
Last Sale$309,900 (Mar 2020)
Tax Bill$10,759 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-00309-0000-01935

Property Details

APN / Parcel Number

Primary APN04-00309-0000-01935
Alternative APN
  • 040030901935

Interior

Building Area1,776 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area11,238 sqft (0.258 acres)

Location & Zoning

Street Address491 E SHORE TRL
CitySPARTA
StateNJ
Zip07871-1247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal SubdivisionLAKE MOHAWK SEC 06
Legal Block309
Legal Lot Number1935
JurisdictionSUSSEX NJ
Township / Civil DivisionBYRAM
Census Block Group2
Census Block2021
Census Tract374400

Owner

491 E Shore Trl is owned and occupied by two individuals who bought it in March 2020.

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner of Record2 Individual Names on File
Mailing Address491 E SHORE TRL, SPARTA, NJ 07871-1247
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2020Grant Deed, Transfer
BANK OF AMERICA
Mar 16, 2020Deed of Trust, Mortgage
BANK OF AMERICA
Jan 18, 2018Grant Deed, Transfer
Nov 7, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2020 · Amount on File
Deed SaleMar 18, 2020 · Amount on File
Prior SaleJan 18, 2018 · Amount on File
Deed Document Number202010056660
Deed Book / Page3552 / 507
Record UpdatedOct 29, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUSSEX NJ
Recording DateMar 18, 2020
Property Address491 E SHORE TRL, SPARTA, NJ 07871-1247
Document Number0035520507
Book / Page003552 / 000507
Instrument DateMar 16, 2020
Instrument56660
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address491 E SHORE TRL SPARTA NJ 078711247, SPARTA, NJ 07871-1247

Mortgage

Document Number97930803
DateMar 18, 2020
Book Page009793/000803
Instrument56670
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueMar 17, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address491 E SHORE TRL, SPARTA, NJ 07871-1247
Document Number0097930803
Instrument DateMar 16, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 E SHORE TRL SPARTA NJ 078711247, SPARTA, NJ 07871-1247

Mortgage

Document Number0097930803
DateMar 18, 2020
Book Page009793/000803
Instrument56670
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueMar 17, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUSSEX NJ
Recording DateJan 18, 2018
Property Address491 E SHORE TRL, SPARTA, NJ 07871-1247
Document Number0034610895
Book / Page003461 / 000895
Instrument DateDec 28, 2017
Transaction TypeTransfer
Record UpdatedMar 13, 2018

Transaction

AmountAmount on Record
Tax$66.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSUSSEX NJ
Recording DateNov 7, 2017
Property Address491 E SHORE TRL, SPARTA, NJ 07871-1247
Document Number0034530228
Book / Page003453 / 000228
Instrument DateSep 18, 2017
Instrument240750
Transaction TypeForeclosure
Record UpdatedDec 7, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address491 E SHORE TRL SPARTA NJ 078711247, SPARTA, NJ 07871-1247

Tax Assessment & Valuation

The 2025 property tax bill for 491 E Shore Trl was $10,759, up 4.9% from the year before.

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
County SubdivisionByram Township
Elementary School DistrictByram Township School District (KG - 08)
Secondary School DistrictLenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$267,700 (-) Land $94,800 Building $172,900$267,700 (-) Land $94,800 Building $172,900
2025$10,759.00 (+4.95%)$267,700 Land $94,800 Building $172,900$267,700 Land $94,800 Building $172,900
2024$10,252.00
2023$200,400 (-) Land $94,800 Building $105,600$200,400 (-) Land $94,800 Building $105,600
2022$7,334.00 (+1.55%)$200,400 Land $94,800 Building $105,600$200,400 Land $94,800 Building $105,600
2021$7,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 E Shore Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 E Shore Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA TWP WATER UTILITY - LAKE MOHAWK
serves 17,625 people · EPA ID NJ1918004
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb
Copper1.36 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jul 2023
Lead public education
Jan 2021
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber		10,000 / 10,000
Brightspeed
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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