494 Chicopee St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 494 Chicopee St, Chicopee, MA 01013

Property Summary

Property Type	Apartments (5+ Units)
Details	7 bd · 4 ba · 3,508 sqft · built 1921
Lot Size	0.167 acres (7,292 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Aug 2020)
Tax Bill	$5,163 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`471-00054`

Property Details

APN / Parcel Number

Primary APN	`471-00054`
Alternative APN	`CHIC M:0471 P:00054`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,508 sqft Living Area
Gross Area	5,221 sqft
1st Floor Area	1,222 sqft
Basement Area	1,222 sqft
Unfinished Basement	1,222 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,292 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	471-00054
Street Address	494 CHICOPEE ST
City	CHICOPEE
State	MA
Zip	01013-2155
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	5
Legal Subdivision	BOULEVARD TERRACE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3000
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3241 CYPRESS LN, GULF BREEZE, FL 32563-5668
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Commercial Mortgage MONSON SAVINGS BANK
Sep 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage MONSON SAVINGS BANK
Aug 31, 2020	Quit Claim Deed, Transfer · Commercial Mortgage MONSON SAVINGS BANK
Oct 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Sep 4, 2013
Deed Document Number	202048512
Deed Book / Page	23394 / 219
Prior Transfer Date	Oct 1, 2019
Prior Transfer Doc	22884-330
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	494 CHICOPEE ST, CHICOPEE, MA 01013-2155
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	026254-388
Date	Mar 17, 2026
Book Page	26254/388
Instrument	11174

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	494 CHICOPEE ST, CHICOPEE, MA 01013-2155
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24136-478
Date	Sep 22, 2021
Book Page	24136/478
Instrument	66789

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 31, 2020
Property Address	494 CHICOPEE ST, CHICOPEE, MA 01013-2155
Document Number	23394-219
Book / Page	23394 / 219
Instrument Date	Jul 21, 2020
Instrument	48512
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 REVERE ST # 2, 2, WINTHROP, MA 02152-1554

Mortgage

Document Number	48513
Date	Aug 31, 2020
Instrument	48513

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 2, 2019
Property Address	494 CHICOPEE ST, CHICOPEE, MA 01013-2155
Document Number	22884-330
Book / Page	022884 / 000330
Instrument Date	Oct 1, 2019
Instrument	57247
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 JACOB ST CHICOPEE MA 010203012, CHICOPEE, MA 01020-3012

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,163.00 (+5.71%)	$340,600 (+2.93%) Land $87,500 Building $253,100
2024	$4,884.00 (+7.2%)	$330,900 (+10.04%) Land $85,800 Building $245,100
2023	$4,556.00	$300,700 Land $78,000 Building $222,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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