492 Chicopee St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 492 Chicopee St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,219 sqft · built 1936
Lot Size	0.131 acres (5,696 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Apr 1994)
Tax Bill	$4,476 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`471-00052`

Property Details

APN / Parcel Number

Primary APN	`471-00052`
Alternative APN	`CHIC M:0471 P:00052`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,219 sqft Living Area
Gross Area	4,670 sqft
1st Floor Area	1,906 sqft
Attic	Attic
Attic Area	1,220 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,696 sqft (0.131 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	471-00052
Street Address	492 CHICOPEE ST
City	CHICOPEE
State	MA
Zip	01013-2155
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	5
Legal Subdivision	WLLLLMANSETT TERRACE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3000
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	492 CHICOPEE ST, CHICOPEE, MA 01013-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit MONSON SAVINGS BANK
Mar 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Jul 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit MONSON SAVINGS BANK
Oct 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 1994 · Amount on Record
Deed Sale	Apr 21, 1994 · Amount on Record
Prior Sale	Nov 9, 1992 · Amount on Record
Deed Book / Page	8808 / 267
Transfer Doc	22424-421
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jul 14, 2026
Property Address	492 CHICOPEE ST, CHICOPEE, MA 01013-2155
Document Number	0000032620
Book / Page	26415 / 247
Instrument Date	Jul 2, 2026
Instrument	202632620
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 CHICOPEE ST, CHICOPEE, MA 01013-2155

Mortgage

Document Number	0000032620,
Date	Jul 14, 2026
Book Page	26415/247
Instrument	202632620

Lender

Name	MONSON SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.48%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	492 CHICOPEE ST, CHICOPEE, MA 01013-2155
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025346-458
Date	Mar 11, 2024
Book Page	25346/458
Instrument	10313

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	492 CHICOPEE ST, CHICOPEE, MA 01013-2155
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025068-320
Date	Jul 7, 2023
Book Page	25068/320
Instrument	30827

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	492 CHICOPEE ST, CHICOPEE, MA 01013-2155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23517-339
Date	Nov 5, 2020
Book Page	23517/339
Instrument	65009

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 30, 2018
Property Address	492 CHICOPEE ST, CHICOPEE, MA 01013-2155
Document Number	22424-421
Book / Page	022424 / 000421
Instrument Date	Oct 3, 2018
Instrument	65102
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SOUTH RD HAMPDEN MA 010369699, HAMPDEN, MA 01036-9699

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,476.00 (+9.2%)	$293,700 (+8.62%) Land $84,900 Building $208,800	$346,648
2025	$4,099.00 (+5.73%)	$270,400 (+2.93%) Land $79,800 Building $190,600
2024	$3,877.00 (+7.13%)	$262,700 (+9.96%) Land $78,200 Building $184,500
2023	$3,619.00	$238,900 Land $71,100 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Nearby Properties on Chicopee St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures