Lincoln County property record for 494 Bowline Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,901 sqft · built 2021 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Feb 2025) |
| Tax Bill | $3,260 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-71-8433 |
| Primary APN | 3692-71-8433 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Lot Area | 6,011 sqft (0.138 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 310503 |
|---|---|
| Street Address | 494 BOWLINE DR |
| City | DENVER |
| State | NC |
| Zip | 28037-0558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #746 CAROLINA RIDGE |
| Legal Subdivision | CAROLINA RIDGE PARCEL D PHASE 4 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 71102 |
494 Bowline Dr is owned and occupied by two individuals who acquired it in May 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 494 BOWLINE DR, DENVER, NC 28037-0558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Intrafamily Transfer, Transfer |
| Aug 17, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage SHEA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on File |
| Deed Sale | Feb 28, 2025 · Amount on File |
| Prior Sale | Aug 17, 2021 · Amount on File |
| Deed Document Number | 2025691138 |
| Deed Book / Page | 3388 / 762 |
| Last Transfer Date | May 13, 2025 |
| Transfer Doc | 0003408276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 4, 2026 |
| Property Address | 494 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0003475189 |
| Book / Page | 3475 / 189 |
| Map Reference | MB 18 PG 159-164 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 705048 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 494 BOWLINE DR, DENVER, NC 28037-0558 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 494 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 17, 2021 |
| Property Address | 494 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0003073858 |
| Book / Page | 3073 / 858 |
| Map Reference | MB 18 PG 158-164 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 636982 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $877.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 BREA CANYON RD, 655, WALNUT, CA 91789-3078 |
| Name | Verified Name |
|---|---|
| Address | 494 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0000636983 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 636983 |
| Name | SHEA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 494 Bowline Dr was $3,260.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,260.00 | $516,587 (-) Land $75,000 Building $441,587 | $516,587 (-) Land $75,000 Building $441,587 |
| 2025 | $3,260.00 | $516,587 Land $75,000 Building $441,587 | $516,587 Land $75,000 Building $441,587 |
| 2023 | $3,226.00 | $516,587 Land $75,000 Building $441,587 | $516,587 Land $75,000 Building $441,587 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 Bowline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Bowline Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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