Lincoln County property record for 490 Bowline Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,543 sqft · built 2021 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $514,500 (Jul 2021) |
| Tax Bill | $4,005 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-71-8318 |
| Primary APN | 3692-71-8318 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,543 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Lot Area | 6,665 sqft (0.153 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 285705 |
|---|---|
| Street Address | 490 BOWLINE DR |
| City | DENVER |
| State | NC |
| Zip | 28037-0558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #745 CAROLINA RIDGE |
| Legal Subdivision | CAROLINA RIDGE PARCEL D PHASE 4 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 71102 |
490 Bowline Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 BOWLINE DR, DENVER, NC 28037-0558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on File |
| Deed Sale | Jul 15, 2021 · Amount on File |
| Deed Document Number | 2021635032 |
| Deed Book / Page | 3062 / 515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 15, 2021 |
| Property Address | 490 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0003062515 |
| Book / Page | 3062 / 515 |
| Map Reference | MB 18 PG 158-164 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 635032 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,029.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 BREA CANYON RD, 655, WALNUT, CA 91789-3078 |
| Name | Verified Name |
|---|---|
| Address | 490 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0000635033 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 635033 |
| Name | SHEA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 490 Bowline Dr was $4,005.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,005.00 | $639,931 Land $75,000 Building $564,931 | $639,931 Land $75,000 Building $564,931 |
| 2023 | $3,968.00 | $639,931 Land $75,000 Building $564,931 | $639,931 Land $75,000 Building $564,931 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Bowline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Bowline Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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