Banks County property record for 494 Bell Rd, Lula, GA 30554
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 1998 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,000 (Jun 2023) |
| Tax Bill | $927 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jun 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B09 077 |
| Primary APN | B09 077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,904 sqft Gross Area |
| 1st Floor Area | 1,904 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 552 sqft |
| Deck Area | 24 sqft |
| Patio Area | 48 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6618 |
|---|---|
| Street Address | 494 BELL RD |
| City | LULA |
| State | GA |
| Zip | 30554-4001 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | ARR |
| Legal Description | TR C OF B.F. HOUSE PROPERTY |
| Legal Subdivision | 00500-GILLSVILLE AREA 5500 |
| Legal Tract | C |
| Jurisdiction | BANKS GA |
| Township / Civil Division | MAYSVILLE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 970300 |
494 Bell Rd, a mobile home, is owned and occupied by an individual who acquired it in August 2026.
Source: Banks County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 494 BELL RD, LULA, GA 30554-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Administrator's Deed, Transfer |
| Jun 13, 2023 | Warranty Deed, Transfer · FHA Mortgage FIRST OPITON MORTGAGE |
| Oct 30, 2020 | Warranty Deed, Transfer |
| Mar 30, 2020 | Warranty Deed, Transfer |
| Jan 15, 2020 | Warranty Deed, Transfer |
| Jan 15, 2020 | Warranty Deed, Transfer |
| Feb 5, 2019 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on File |
| Deed Sale | Jun 14, 2023 · Amount on File |
| Prior Sale | Oct 30, 2020 · Amount on File |
| Deed Document Number | 2023456 |
| Deed Book / Page | 545 / 460 |
| Last Transfer Date | Aug 5, 2026 |
| Transfer Doc | 0605000743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Aug 14, 2026 |
| Property Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Number | 0605000743 |
| Book / Page | 605 / 743 |
| Instrument Date | Aug 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jun 13, 2023 |
| Property Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Number | 000545/460 |
| Book / Page | 545 / 460 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023-000456 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Number | 0000545463 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 545/463 |
| Name | FIRST OPITON MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Oct 30, 2020 |
| Property Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Number | 000492/901 |
| Book / Page | 492 / 901 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020-000995 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Mar 30, 2020 |
| Property Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Number | 000480/232 |
| Book / Page | 480 / 232 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 2020-000254 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jan 15, 2020 |
| Property Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Number | 000476/846 |
| Book / Page | 476 / 846 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 2020-000039 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 FERNBANK DR, CORNELIA, GA 30531-5236 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jan 15, 2020 |
| Property Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Number | 000476/846 |
| Book / Page | 476 / 846 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 2020-000039 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 FERNBANK DR, CORNELIA, GA 30531-5236 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Feb 5, 2019 |
| Property Address | 494 BELL RD, LULA, GA 30554-4001 |
| Document Number | 000463/677 |
| Book / Page | 463 / 677 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 2019-000243 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500 |
The 2025 property tax bill for 494 Bell Rd was $927 with a homeowner's exemption, down 3.1% from the year before.
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $927.00 (-3.13%) Homeowner's exemption | $52,911 (+4.59%) Land $25,542 Building $27,369 | $132,278 (+4.59%) Land $63,855 Building $68,423 |
| 2024 | $957.00 (+50.95%) Homeowner's exemption | $50,589 (+67.62%) Land $23,220 Building $27,369 | $126,473 (+67.62%) Land $58,050 Building $68,423 |
| 2023 | $634.00 (+21.22%) | $30,180 (+21.1%) Land $19,588 Building $10,592 | $75,450 (+21.1%) Land $48,970 Building $26,480 |
| 2022 | $523.00 | $24,921 Land $14,329 Building $10,592 | $62,302 Land $35,822 Building $26,480 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 494 Bell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 494 Bell Rd is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Windstream DSL | 200 / 20 |
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