Banks County property record for 477 Bell Rd, Lula, GA 30554
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,938 sqft · built 2020 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,688 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B09 118B |
| Primary APN | B09 118B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,938 sqft Heated Area |
| 1st Floor Area | 1,938 sqft |
| Basement Area | 1,938 sqft |
| Unfinished Basement | 1,938 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Porch | Slab |
| Porch Area | 560 sqft |
| Deck Area | 25 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 10504 |
|---|---|
| Street Address | 477 BELL RD |
| City | LULA |
| State | GA |
| Zip | 30554-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ARR |
| Legal Description | TR 2 PB 35-310 |
| Legal Tract | 2 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | MAYSVILLE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 970300 |
Source: Banks County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 477 BELL RD, LULA, GA 30554-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage SMART DARRELL L |
| Feb 3, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 3, 2020 |
| Transfer Doc | 000477/384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 477 BELL RD, LULA, GA 30554-4006 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 477 BELL RD |
| Investor | Possibly a Property Investor |
| Document Number | 0000000478/0000000076 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 0000000478/0000000076 |
| Name | SMART DARRELL L |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Feb 3, 2020 |
| Property Address | 477 BELL RD, LULA, GA 30554-4006 |
| Document Number | 000477/384 |
| Book / Page | 477 / 384 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 2020-000075 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 477 BELL RD, GILLSVILLE, GA 30543 |
| Investor | Possibly a Property Investor |
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Municipality | Gillsville City |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,688.00 (-3.14%) Homeowner's exemption | $150,769 (+5.56%) Land $25,542 Building $125,227 | $376,922 (+5.55%) Land $63,855 Building $313,067 |
| 2024 | $2,775.00 (+24.44%) Homeowner's exemption | $142,834 (+10.23%) Land $23,220 Building $119,614 | $357,086 (+10.23%) Land $58,050 Building $299,036 |
| 2023 | $2,230.00 (-1.72%) Homeowner's exemption | $129,581 (+17.77%) Land $19,588 Building $109,993 | $323,953 (+17.77%) Land $48,970 Building $274,983 |
| 2022 | $2,269.00 Homeowner's exemption | $110,028 Land $14,329 Building $95,699 | $275,070 Land $35,822 Building $239,248 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Windstream DSL | 200 / 20 |
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