494 77th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 494 77th St, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,589 sqft · built 1935
Lot Size	0.182 acres (7,929 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Sep 2019)
Tax Bill	$3,179 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291100 160.60-1-25`

Property Details

APN / Parcel Number

Primary APN	`291100 160.60-1-25`
Alternative APNs	`11001600600001025000` `14/7388`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	977 sqft
Upper Floors Area	612 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,929 sqft (0.182 acres)
Lot Dimensions	113 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14/7388.
Street Address	494 77TH ST
City	NIAGARA FALLS
State	NY
Zip	14304-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-C
Legal Description	TM 439 BL J LT CEN PT 132
Legal Subdivision	MILE RESERVE
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	3
Census Block	3011
Census Tract	22100

Owner

Source: Niagara County and Niagara Falls City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	494 77TH ST, NIAGARA FALLS, NY 14304-3334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NIAGARAS CHOICE CU
Sep 19, 2019	Warranty Deed, Transfer · Conventional with PMI FIVE STAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	201915503
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	494 77TH ST, NIAGARA FALLS, NY 14304-3334
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 77TH ST, NIAGARA FALLS, NY 14304-3334

Mortgage

Document Number	0000001095
Date	Jun 9, 2022
Instrument	2022-11095

Lender

Name	NIAGARAS CHOICE CU
Type	Credit Union
Address	NIAGARA FALLS, NY 14303

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 30, 2037

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 19, 2019
Property Address	494 77TH ST, NIAGARA FALLS, NY 14304-3334
Document Number	0000015503
Instrument Date	Sep 19, 2019
Instrument	15503
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2454 WESTON AVE NIAGARA FALLS NY 143053122, NIAGARA FALLS, NY 14305-3122

Mortgage

Document Number	15504
Date	Sep 19, 2019
Instrument	15504

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,179.00	$54,600 (-) Land $4,100 Building $50,500	$121,300 (+19.98%) Land $9,109 Building $112,191
2023		$54,600 Land $4,100 Building $50,500	$101,100 Land $7,592 Building $93,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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