491 77th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 491 77th St, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,596 sqft · built 1920
Lot Size	0.195 acres (8,495 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Apr 2024)
Tax Bill	$4,446 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291100 160.60-1-24`

Property Details

APN / Parcel Number

Primary APN	`291100 160.60-1-24`
Alternative APNs	`11001600600001024000` `14/7468`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	912 sqft
Upper Floors Area	684 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,495 sqft (0.195 acres)
Lot Dimensions	113 ft deep x 75 ft wide
Porch	Slab
Porch Area	236 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14/7468.
Street Address	491 77TH ST
City	NIAGARA FALLS
State	NY
Zip	14304-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-C
Legal Description	TM 439 BL D LOT S PT 131 R2
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	3
Census Block	3010
Census Tract	22100

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 77TH ST, NIAGARA FALLS, NY 14304-3333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
May 21, 2018	Warranty Deed, Transfer · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	20245782
Prior Transfer Date	Apr 6, 2009
Prior Transfer Doc	0020095599
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Apr 22, 2024
Property Address	491 77TH ST, NIAGARA FALLS, NY 14304-3333
Document Number	0000005782
Instrument Date	Apr 16, 2024
Instrument	2024-05782
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	491 77TH ST, NIAGARA FALLS, NY 14304-3333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6948 DANIELLE DR, NIAGARA FALLS, NY 14304-4629

Mortgage

Document Number	0000005783
Date	Apr 22, 2024
Instrument	2024-05783

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	May 21, 2018
Property Address	491 77TH ST, NIAGARA FALLS, NY 14304-3333
Document Number	0000008467
Instrument Date	Apr 25, 2018
Instrument	8467
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6965 PLAZA DR #3 NIAGARA FALLS NY 143046604, 3, NIAGARA FALLS, NY 14304-6604

Mortgage

Document Number	8468
Date	May 21, 2018
Instrument	8468

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,446.00 (+19.32%)
2025	$3,726.00	$64,000 (-) Land $4,300 Building $59,700	$142,200 (+2%) Land $9,554 Building $132,646
2023		$64,000 Land $4,300 Building $59,700	$118,500 Land $7,962 Building $110,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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