494 38th St, Oakland, CA 94609 Property Records

Alameda County property record for 494 38th St, Oakland, CA 94609

Property Summary

Property Type	Quadplex
Details	4 bd · 4 ba · 2,293 sqft · built 1907
Lot Size	0.079 acres (3,440 sqft)
Owner	2 Trust Names on File
Last Sale	$595,000 (Jul 2014)
Tax Bill	$13,160 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-970-22-1`

Property Details

APN / Parcel Number

Primary APN	`12-970-22-1`
Alternative APN	`012-0970-022-01`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,293 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1909
Construction Type	Wood
Lot Area	3,440 sqft (0.079 acres)

Location & Zoning

Street Address	494 38TH ST, 2
City	OAKLAND
State	CA
Zip	94609-2787
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	LOT: 00001 BLK: 0022 AR: 0012 PAGE: 0970
Legal Subdivision	WESTON
Legal Block	A
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2009
Census Tract	401100

Owner

494 38th St is held in a trust since July 2014.

Source: Alameda County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	494 38TH ST, 4, OAKLAND, CA 94609-2787
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 26, 2016	Deed of Trust, Mortgage · Conventional Mortgage GMH MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2014 · Amount on File
Deed Sale	Jul 31, 2014 · Amount on File
Prior Sale	Dec 2, 2002 · Amount on File
Deed Document Number	2014189559
Prior Transfer Date	Feb 24, 1997
Prior Transfer Doc	0000058723
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 1, 2026
Property Address	494 38TH ST, 2, OAKLAND, CA 94609-2787
Document Number	0000071856
Instrument Date	Jun 1, 2026
Instrument	202671856
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	494 38TH ST, OAKLAND, CA 94609-2787
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 38TH ST, OAKLAND, CA 94609-2787

Mortgage

Document Number	0000265532
Date	Aug 3, 2021
Instrument	2021265532

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	May 1, 2041

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	494 38TH ST, OAKLAND, CA 94609-2787
Document Number	0000040626
Instrument Date	Sep 26, 2016
Transaction Type	Mortgage
Record Updated	Mar 2, 2017
Title Company	NATIONS TITLE COMPANY/CA, NATIONS TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	494 38TH ST #2 OAKLAND CA 946092787, 2, OAKLAND, CA 94609-2787

Mortgage

Document Number	0000040626
Date	Feb 14, 2017
Instrument	40626

Lender

Name	GMH MTG SVCS
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 494 38th St was $13,160.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$722,374 (+2.02%) Land $218,812 Building $510,562
2025	$13,160.00 Homeowner's exemption	$708,076 Land $214,523 Building $500,553
2023	$13,063.00 Homeowner's exemption	$687,313 Land $206,194 Building $481,119

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 494 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 494 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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