486 38th St, Oakland, CA 94609 Property Records

Alameda County property record for 486 38th St, Oakland, CA 94609

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 2,246 sqft · built 1896
Lot Size	0.124 acres (5,380 sqft)
Owner	Company Name on Record
Tax Bill	$4,901 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-970-21`

Property Details

APN / Parcel Number

Primary APN	`12-970-21`
Alternative APN	`012-0970-021-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,246 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,380 sqft (0.124 acres)

Location & Zoning

Street Address	486 38TH ST
City	OAKLAND
State	CA
Zip	94609-2728
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	LOT: 00021 BLK: AR: 0012 PAGE: 0970
Legal Subdivision	BROADWAY/TELEGRAPH AVE PARK
Legal Lot Number	8
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2009
Census Tract	401100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	488 38TH ST, OAKLAND, CA 94609-2728
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK NW NA
Oct 30, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 26, 2017
Transfer Doc	0000238897
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	486 38TH ST, OAKLAND, CA 94609-2728
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	BOSTON NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 38TH ST, OAKLAND, CA 94609-2728

Mortgage

Document Number	0000360178
Date	Dec 22, 2020
Instrument	2020360178

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	486 38TH ST, OAKLAND, CA 94609-2728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 38TH ST, OAKLAND, CA 94609-2728

Mortgage

Document Number	0000192305
Date	Aug 7, 2020
Instrument	2020192305

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	486 38TH ST, OAKLAND, CA 94609-2728
Document Number	0000067640
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	488 38TH ST OAKLAND CA 946092728, OAKLAND, CA 94609-2728

Mortgage

Document Number	0000067640
Date	Apr 3, 2018
Instrument	67640

Lender

Name	WELLS FARGO BK NW NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 30, 2017
Property Address	486 38TH ST, OAKLAND, CA 94609-2728
Document Number	0000238897
Instrument Date	Oct 26, 2017
Instrument	238897
Transaction Type	Transfer
Record Updated	Nov 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	488 38TH ST OAKLAND CA 946092728, OAKLAND, CA 94609-2728

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	486 38TH ST, OAKLAND, CA 94609-2728
Document Number	0000230488
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 38TH ST OAKLAND CA 946092728, OAKLAND, CA 94609-2728

Mortgage

Document Number	0000230488
Date	Oct 18, 2017
Instrument	230488

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$138,875 (-2.89%) Land $23,902 Building $121,973
2025	$4,901.00 (+5.51%) Homeowner's exemption	$143,015 (+4.04%) Land $23,434 Building $119,581
2023	$4,645.00 Homeowner's exemption	$137,462 Land $22,524 Building $114,938

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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